146 Vera Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 146 Vera Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,054 sqft · built 1993
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$117,600 (May 2017)
Tax Bill	$1,448 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0036A175000`

Property Details

APN / Parcel Number

Primary APN	`0036A175000`
Alternative APNs	`0036A175` `17643`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,054 sqft Heated Area
1st Floor Area	1,054 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	137 ft deep x 114 ft wide
Deck Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17643
Old Parcel Number	0036A175000
Street Address	146 VERA DR
City	RINGGOLD
State	GA
Zip	30736-7055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 34 CLEARVIEW SUB
Legal Subdivision	CLEARVIEW SUB
Legal Lot Number	34
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	5
Census Block	5003
Census Tract	30202

Owner

146 Vera Dr is owned and occupied by two individuals who acquired it in June 2017.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	146 VERA DR, RINGGOLD, GA 30736-7055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Jun 2, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on File
Deed Sale	May 31, 2017 · Amount on File
Deed Document Number	0001882184
Deed Book / Page	1882 / 184
Last Transfer Date	Jun 2, 2017
Transfer Doc	0018820184
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	146 VERA DR, RINGGOLD, GA 30736-7055
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 VERA DR, RINGGOLD, GA 30736-7055

Mortgage

Document Number	0022170000000042
Date	Apr 26, 2022
Book Page	0000002217/0000000042
Instrument	003540

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 2, 2017
Property Address	146 VERA DR, RINGGOLD, GA 30736-7055
Document Number	0018820184
Book / Page	001882 / 000184
Instrument Date	May 31, 2017
Instrument	3937
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	CUMBERLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	146 VERA DR RINGGOLD GA 307367055, RINGGOLD, GA 30736-7055

Mortgage

Document Number	18820186
Date	Jun 2, 2017
Book Page	001882/000186
Instrument	3938

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 146 Vera Dr was $1,448 with a homeowner's exemption.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,448.00 Homeowner's exemption	$80,756 Land $10,000 Building $70,756	$201,890 Land $25,000 Building $176,890
2023	$1,295.00 (+19.69%) Homeowner's exemption	$59,884 Land $10,674 Building $49,210	$149,711 Land $26,686 Building $123,025
2022	$1,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 Vera Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Vera Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company, Xfinity.

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