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146 Topside Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 146 Topside Dr, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 4,552 sqft · built 2021
Lot Size0.28 acres (12,196 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Apr 2025)
Tax Bill$16,193 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Dec 2021 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN023715-0720

Property Details

APN / Parcel Number

Primary APN023715-0720

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures21 Plumbing Fixtures
Stories1 Story
Building Area4,552 sqft Living Area
Gross Area5,578 sqft
1st Floor Area2,889 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area12,196 sqft (0.28 acres)
Garage TypeAttached
Garage Area1,026 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address146 TOPSIDE DR
CitySAINT JOHNS
StateFL
Zip32259-2318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description87/13-21 TWIN CREEKS NORTH PARCEL 14 PHASE 1 LOT 72 OR6127/330
Legal Range28E
Legal Township05S
Legal Section10
Legal SubdivisionTWIN CREEKS NORTH PARCEL 14 PHASE 1
Legal Phase1
Legal Lot Number72
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2023
Census Tract20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address146 TOPSIDE DR, SAINT JOHNS, FL 32259-2318
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2025Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Dec 20, 2021Warranty Deed, Subdivision Related Transfer
GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST
Dec 16, 2020Loan Modification, Mortgage · Line of Credit
AMERIS BK
Dec 18, 2020Grant Deed, Transfer
DF TITLE LLC
Sep 29, 2020Loan Modification, Mortgage
FLAGSTAR BK
Aug 31, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2025 · Amount on Record
Deed SaleApr 7, 2025 · Amount on Record
Prior SaleDec 20, 2021 · Amount on Record
Deed Document Number202526959
Deed Book / Page6127 / 330
Record UpdatedJun 8, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 7, 2025
Property Address146 TOPSIDE DR, SAINT JOHNS, FL 32259-2318
Document Number0061270330
Book / Page6127 / 330
Map ReferenceMB 87 PG 13
Instrument DateApr 4, 2025
Instrument2025026959
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyAMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,925.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12668 MANDARIN RD, JACKSONVILLE, FL 32223-1711

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 TOPSIDE DR, SAINT JOHNS, FL 32259-2318

Mortgage

Document Number0006127332
DateApr 7, 2025
Instrument6127/332
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.75%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.7%
IndexSOFR Average 30-Day
Max Rate10.7%

December 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 20, 2021
Property Address146 TOPSIDE DR, SAINT JOHNS, FL 32259-2318
Document Number0054490962
Book / Page5449 / 962
Map ReferenceMB 87 PG 13-21
Instrument DateDec 17, 2021
Instrument2021137359
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
Tax$4,755.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 TOPSIDE DR, ST JOHNS, FL 32259-2318

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address146 TOPSIDE DR, SAINT JOHNS, FL 32259-2318
Document Number0051290601
Instrument DateDec 16, 2020
Transaction TypeMortgage
Record UpdatedJan 7, 2021
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TR

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address146 TOPSIDE DR ST JOHNS FL 322592318, ST JOHNS, FL 32259-2318
InvestorPossibly a Property Investor

Mortgage

Document Number0051290601
DateDec 18, 2020
Book Page005129/000601
Instrument116021
Lender
NameAMERIS BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateDec 18, 2020
Property Address146 TOPSIDE DR, SAINT JOHNS, FL 32259-2318
Document Number0051290503
Book / Page005129 / 000503
Instrument DateDec 16, 2020
Instrument116000
Transaction TypeTransfer
Record UpdatedJan 6, 2021
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
Tax$3,139.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
InvestorPossibly a Property Investor

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address146 TOPSIDE DR, SAINT JOHNS, FL 32259-2318
Document Number0050581968
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedOct 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address146 TOPSIDE DR ST JOHNS FL 322592318, ST JOHNS, FL 32259-2318

Mortgage

Document Number0050581968
DateOct 1, 2020
Book Page005058/001968
Instrument85730
Lender
NameFLAGSTAR BK
TypeBank
Agreement
AmountAmount Recorded
Term12 Months
DueSep 30, 2021

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateAug 31, 2018
Property Address146 TOPSIDE DR, SAINT JOHNS, FL 32259-2318
Document Number0046060027
Book / Page004606 / 000027
Instrument DateAug 8, 2018
Instrument63663
Transaction TypeTransfer
Record UpdatedFeb 4, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$23,100.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,049,782 (+22.94%) Land $210,000 Building $839,782$1,049,782 (+0.41%) Land $210,000 Building $839,782
2025$16,193.00 (+7.62%) Homeowner's exemption$853,908 (+2.9%)$1,045,513 (+13.89%) Land $185,000 Building $860,513
2024$15,047.00 (+2.03%) Homeowner's exemption$829,843 (+3%)$918,010 (+2.45%) Land $160,000 Building $758,010
2023$14,747.00 (+13.76%) Homeowner's exemption$805,673 (+18.37%)$896,033 (+27.83%) Land $160,000 Building $736,033
2022$12,963.00 Homeowner's exemption$680,639$700,975 Land $140,000 Building $560,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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