St. Johns County property record for 118 Topside Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,362 sqft · built 2019 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on File |
| Last Sale | $900,000 (Mar 2022) |
| Tax Bill | $16,899 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Mar 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023715-0700 |
| Primary APN | 023715-0700 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,362 sqft Living Area |
| Gross Area | 3,963 sqft |
| 1st Floor Area | 2,681 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 601 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 118 TOPSIDE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-2318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 87/13-21 TWIN CREEKS NORTH PARCEL 14 PHASE 1 LOT 70 OR5524/945 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 10 |
| Legal Subdivision | TWIN CREEKS NORTH PARCEL 14 PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 70 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023715-0700
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 118 TOPSIDE DR, SAINT JOHNS, FL 32259-2318 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 12, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage CITYWORTH MORTGAGE LLC |
| Aug 14, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI BANK OF ENGLAND |
| Aug 31, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 28, 2022 · Amount on Record |
| Deed Sale | Mar 28, 2022 · Amount on Record |
| Prior Sale | Aug 14, 2019 · Amount on Record |
| Deed Document Number | 202232173 |
| Deed Book / Page | 5524 / 945 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 118 TOPSIDE DR, SAINT JOHNS, FL 32259-2318 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 118 TOPSIDE DR, SAINT JOHNS, FL 32259-2318 |
| Document Number | 0058981699 |
|---|---|
| Date | Feb 12, 2024 |
| Book Page | 5898/1699 |
| Instrument | 2024010518 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 01, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 28, 2022 |
| Property Address | 118 TOPSIDE DR, SAINT JOHNS, FL 32259-2318 |
| Document Number | 0055240945 |
| Book / Page | 5524 / 945 |
| Map Reference | MB 87 PG 13-21 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 2022032173 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 495 CARIBBEAN PL, SAINT JOHNS, FL 32259-2303 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 118 TOPSIDE DR, SAINT JOHNS, FL 32259-2318 |
| Document Number | 0005524948 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 5524/948 |
| Name | CITYWORTH MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Number | 0055240967 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 5524/967 |
| Instrument | 2022032175 |
| Name | TRANSPORTATION FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22314 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 25, 2042 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 14, 2019 |
| Property Address | 118 TOPSIDE DR, SAINT JOHNS, FL 32259-2318 |
| Document Number | 0047780115 |
| Book / Page | 004778 / 000115 |
| Instrument Date | Aug 08, 2019 |
| Instrument | 59860 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,575.63 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 TOPSIDE DR ST JOHNS FL 322592318, ST JOHNS, FL 32259-2318 |
| Document Number | 47780117 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 004778/000117 |
| Instrument | 59861 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 31, 2018 |
| Property Address | 118 TOPSIDE DR, SAINT JOHNS, FL 32259-2318 |
| Document Number | 0046060027 |
| Book / Page | 004606 / 000027 |
| Instrument Date | Aug 08, 2018 |
| Instrument | 63663 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $23,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $868,779 (+0.14%) Land $210,000 Building $658,779 | $868,779 (+0.14%) Land $210,000 Building $658,779 | |
| 2025 | $16,899.00 (+21.86%) | $867,580 (+17.92%) | $867,580 (+17.92%) Land $185,000 Building $682,580 |
| 2024 | $13,867.00 (+1.69%) Homeowner's exemption | $735,747 (+2.44%) | $735,747 (+2.44%) Land $160,000 Building $575,747 |
| 2023 | $13,637.00 (+22.49%) Homeowner's exemption | $718,195 (+33.59%) | $718,195 (+13.67%) Land $160,000 Building $558,195 |
| 2022 | $11,133.00 Homeowner's exemption | $537,629 | $631,849 Land $140,000 Building $491,849 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 142 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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