146 Timber Ct, Gilberts, IL 60136 Property Records

Kane County property record for 146 Timber Ct, Gilberts, IL 60136

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,771 sqft · built 2002
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jun 2022)
Tax Bill	$11,607 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-35-228-012`

Property Details

APN / Parcel Number

Primary APN	`02-35-228-012`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,771 sqft Living Area
Gross Area	4,891 sqft
Basement Area	1,385 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	146 TIMBER CT
City	GILBERTS
State	IL
Zip	60136-4081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER GLEN SUB - LOT # 40
Legal Subdivision	TIMBER GLEN SUB
Legal Block	1
Legal Lot Number	40
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1008
Census Tract	850708

Owner

146 Timber Ct is owned and occupied by two individuals who bought it in June 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	146 TIMBER CT, GILBERTS, IL 60136-4081
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC
Oct 25, 2018	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 8, 2020	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Prior Sale	Apr 23, 2015 · Amount on File
Deed Document Number	202231786
Prior Transfer Date	Jan 24, 2012
Prior Transfer Doc	0000007913
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 17, 2022
Property Address	146 TIMBER CT, GILBERTS, IL 60136-4081
Document Number	0000031786
Map Reference	DOC 2001K091617
Instrument Date	Jun 1, 2022
Instrument	2022K031786
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	STOCK TITLE SERVICES LLC, STARCK TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1309 BINGHAM ST UNIT D, D, HOUSTON, TX 77007-4190

Mortgage

Document Number	0000031787
Date	Jun 17, 2022
Instrument	2022K031787

Lender

Name	PROPER RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.15%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	146 TIMBER CT, GILBERTS, IL 60136-4081
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052335
Date	Oct 25, 2018
Instrument	2018K052335

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	146 TIMBER CT, GILBERTS, IL 60136-4081
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036540
Date	Jul 8, 2020
Instrument	2020K036540

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 146 Timber Ct was $11,607 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Municipality	Gilberts Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,607.00 Homeowner's exemption	$167,841 (+8.43%) Land $31,785 Building $136,056	$503,724 (+8.43%) Land $95,393 Building $408,331
2024		$154,792 Land $29,314 Building $125,478	$464,562 Land $87,977 Building $376,585
2022	$9,563.00 (+2.92%) Homeowner's exemption	$116,877 (+6.32%) Land $24,441 Building $92,436	$350,631 (+6.32%) Land $73,323 Building $277,308
2021	$9,292.00 Homeowner's exemption	$109,929 Land $22,988 Building $86,941	$329,787 Land $68,964 Building $260,823

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 146 Timber Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Timber Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERTS serves 8,366 people · EPA ID IL0890400
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Xfinity.

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