138 Timber Ct, Gilberts, IL 60136 Property Records

Kane County property record for 138 Timber Ct, Gilberts, IL 60136

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,109 sqft · built 2002
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$389,000 (May 2021)
Tax Bill	$1,337 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-35-228-010`

Property Details

APN / Parcel Number

Primary APN	`02-35-228-010`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,109 sqft Living Area
Gross Area	5,563 sqft
Basement Area	1,554 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	138 TIMBER CT
City	GILBERTS
State	IL
Zip	60136-4081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER GLEN SUB - LOT # 42
Legal Subdivision	TIMBER GLEN SUB
Legal Block	1
Legal Lot Number	42
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1008
Census Tract	850708

Owner

138 Timber Ct is owned and occupied by two individuals who bought it in May 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	138 TIMBER CT, GILBERTS, IL 60136-4081
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Apr 12, 2019	Warranty Deed, Transfer · Conventional Mortgage CREDIT UNION ONE
Dec 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Prior Sale	Apr 12, 2019 · Amount on File
Deed Document Number	202135015
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 4, 2021
Property Address	138 TIMBER CT, GILBERTS, IL 60136-4081
Document Number	0000035015
Instrument Date	Apr 26, 2021
Instrument	2021K035015
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	138 TIMBER CT, GILBERTS, IL 60136-4081

Mortgage

Document Number	0000035016
Date	May 4, 2021
Instrument	2021K035016

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 12, 2019
Property Address	138 TIMBER CT, GILBERTS, IL 60136-4081
Document Number	0000014207
Instrument Date	Apr 3, 2019
Instrument	14207
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 TIMBER CT GILBERTS IL 601364081, GILBERTS, IL 60136-4081

Mortgage

Document Number	14208
Date	Apr 12, 2019
Instrument	14208

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	OAK LAWN, IL 60453

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	138 TIMBER CT, GILBERTS, IL 60136-4081
Document Number	0000067192
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	138 TIMBER CT GILBERTS IL 601364081, GILBERTS, IL 60136-4081

Mortgage

Document Number	0000067192
Date	Dec 27, 2017
Instrument	67192

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 138 Timber Ct was $1,337 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Municipality	Gilberts Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,337.00 Homeowner's exemption Veteran's exemption	$141,368 (+8.43%) Land $31,785 Building $109,583	$424,274 (+8.43%) Land $95,393 Building $328,881
2024		$130,377 Land $29,314 Building $101,063	$391,288 Land $87,977 Building $303,310
2022	$1,361.00 (-62.42%) Disabled Person's exemption Veteran's exemption	$129,773 (+20.54%) Land $24,441 Building $105,332	$389,319 (+20.54%) Land $73,323 Building $315,996
2021	$3,622.00 Disabled Person's exemption Veteran's exemption	$107,664 Land $22,988 Building $84,676	$322,992 Land $68,964 Building $254,028

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 138 Timber Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Timber Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERTS serves 8,366 people · EPA ID IL0890400
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Xfinity.

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