146 Starting Gate Pt, Georgetown, KY 40324 Property Records

Scott County property record for 146 Starting Gate Pt, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 2006
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$303,000 (Nov 2025)
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-20-241.000`

Property Details

APN / Parcel Number

Primary APN	`165-20-241.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	146 STARTING GATE PT
City	GEORGETOWN
State	KY
Zip	40324-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PADDOCKS
Legal Subdivision	THE PADDOCKS
Legal Lot Number	52
Legal Unit	8B
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2006
Census Tract	40607

Owner

146 Starting Gate Pt is owned and occupied by an individual who bought it in November 2025.

Source: Scott County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	146 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Apr 11, 2024	Deed, Transfer · FHA Mortgage CENTRAL BANK & TRUST CO
Dec 16, 2021	Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Prior Sale	Apr 11, 2024 · Amount on File
Deed Document Number	2025562247
Deed Book / Page	462 / 172
Prior Transfer Date	Apr 6, 2013
Prior Transfer Doc	D354/708
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Nov 12, 2025
Property Address	146 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Document Number	00D462/172
Book / Page	D462 / 172
Map Reference	CAB 8 SL 321
Instrument Date	Nov 7, 2025
Instrument	562247
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3740 BAKER WILLIAMS RD, CORINTH, KY 41010-4436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Investor	Possibly a Property Investor

Mortgage

Document Number	0000562248
Date	Nov 12, 2025
Instrument	562248

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 11, 2024
Property Address	146 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Document Number	00D448/421
Book / Page	D448 / 421
Map Reference	CAB 8 SL 362
Instrument Date	Mar 29, 2024
Instrument	497188
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 STARTING GATE PT, GEORGETOWN, KY 40324-8028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 STARTING GATE PT, GEORGETOWN, KY 40324-8028

Mortgage

Document Number	0000497189
Date	Apr 11, 2024
Instrument	497189

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Dec 16, 2021
Property Address	146 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Document Number	00D430/260
Book / Page	D430 / 260
Map Reference	CAB 8 SL 321
Instrument Date	Dec 15, 2021
Instrument	447323
Transaction Type	Transfer
Record Updated	Jan 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8350 ORCHID CT, 8350, LIBERTY TOWNSHIP, OH 45044-1906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 LOCUST FORK RD, STAMPING GROUND, KY 40379-9089

Mortgage

Document Number	0000447324
Date	Dec 16, 2021
Instrument	447324

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 146 Starting Gate Pt was $2,208, up 2.8% from the year before.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,000 (+22.18%)	$303,000 (+22.18%)
2025	$2,208.00 (+2.79%)	$248,000 (+3.81%)	$248,000 (+3.81%)
2024	$2,148.00 (+0.85%)	$238,900 (+1.66%)	$238,900 (+1.66%)
2023	$2,130.00 (+4.51%)	$235,000 (-) Land $37,500 Building $197,500	$235,000 (-) Land $37,500 Building $197,500
2022	$2,038.00	$235,000 Land $35,000 Building $200,000	$235,000 Land $35,000 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 Starting Gate Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Starting Gate Pt is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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