137 Starting Gate Pt, Georgetown, KY 40324 Property Records

Scott County property record for 137 Starting Gate Pt, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 2005
Lot Size	0.237 acres (10,332 sqft)
Owner	2 Individual Names on File
Last Sale	$133,500 (Aug 2014)
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`188-30-004.000`

Property Details

APN / Parcel Number

Primary APN	`188-30-004.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	10,332 sqft (0.237 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	137 STARTING GATE PT
City	GEORGETOWN
State	KY
Zip	40324-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PADDOCKS
Legal Subdivision	THE PADDOCKS
Legal Phase	L1
Legal Lot Number	47
Legal Unit	8B
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2006
Census Tract	40607

Owner

137 Starting Gate Pt is owned and occupied by two individuals who bought it in August 2014.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	137 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 29, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2014 · Amount on File
Deed Sale	Aug 14, 2014 · Amount on File
Prior Sale	Feb 1, 2008 · Amount on File
Deed Document Number	2014321926
Deed Book / Page	363 / 185
Prior Transfer Date	Jan 25, 2008
Prior Transfer Doc	D315/461
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	137 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 STARTING GATE PT, GEORGETOWN, KY 40324-8028

Mortgage

Document Number	0M1885/318
Date	Mar 4, 2026
Book Page	M1885/318
Instrument	575651

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 28, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	137 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1773/749
Date	Feb 29, 2024
Book Page	M1773/749
Instrument	494085

Lender

Name	PNC BANK NA
Type	Bank
Address	01980

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 23, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	137 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1540/834
Date	Sep 15, 2020
Book Page	M1540/834
Instrument	421622

Lender

Name	FIRST GUARANTY MORTGAGE
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 137 Starting Gate Pt was $1,686 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,500 (-)	$238,500 (-)
2025	$1,686.00 Homeowner's exemption	$238,500	$238,500
2023	$1,989.00 (+15.04%)	$219,400 (+10.03%) Land $37,500 Building $181,900	$219,400 (+10.03%) Land $37,500 Building $181,900
2022	$1,729.00	$199,400 Land $35,000 Building $164,400	$199,400 Land $35,000 Building $164,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Starting Gate Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Starting Gate Pt is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Starting Gate Pt

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures