146 Ripon Ct, Ridgeland, MS 39157 Property Records

Madison County property record for 146 Ripon Ct, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,137 sqft · built 1991
Lot Size	0.176 acres (7,706 sqft)
Owner	Individual Name on File
Tax Bill	$663 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`072H-33B-001/01.46`

Property Details

APN / Parcel Number

Primary APN	`072H-33B-001/01.46`
Alternative APN	`19039`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,137 sqft Adjusted Area
Gross Area	819 sqft
1st Floor Area	819 sqft
2nd Floor Area	246 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,706 sqft (0.176 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	19039
Street Address	146 RIPON CT
City	RIDGELAND
State	MS
Zip	39157-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 LINCOLNSHIRE VILLAGE C@60
Legal Range	02E
Legal Township	07N
Legal Section	33
Legal Subdivision	LINCOLNSHIRE VILLAGE
Legal Lot Number	4
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	4
Census Block	4019
Census Tract	30108

Owner

Source: Madison County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	146 RIPON CT, RIDGELAND, MS 39157-1231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Oct 20, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jan 31, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Aug 24, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jun 16, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Mar 2, 2026	Warranty Deed, Transfer · Conventional Mortgage BANKPLUS
Mar 19, 2018	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	146 RIPON CT, RIDGELAND, MS 39157-1231
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RIPON CT, RIDGELAND, MS 39157-1231

Mortgage

Document Number	004217/810
Date	Jun 3, 2022
Book Page	4217/810
Instrument	958319

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Oct 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	146 RIPON CT, RIDGELAND, MS 39157-1231
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RIPON CT, RIDGELAND, MS 39157-1231

Mortgage

Document Number	004270/684
Date	Oct 20, 2022
Book Page	4270/684
Instrument	970915

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Oct 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	146 RIPON CT, RIDGELAND, MS 39157-1231
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RIPON CT, RIDGELAND, MS 39157-1231

Mortgage

Document Number	004298/226
Date	Jan 31, 2023
Book Page	4298/226
Instrument	975959

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Oct 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	146 RIPON CT, RIDGELAND, MS 39157-1231
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RIPON CT, RIDGELAND, MS 39157-1231

Mortgage

Document Number	004363/712
Date	Aug 24, 2023
Book Page	4363/712
Instrument	988169

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Oct 1, 2051

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	146 RIPON CT, RIDGELAND, MS 39157-1231
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RIPON CT, RIDGELAND, MS 39157-1231

Mortgage

Document Number	004566/753
Date	Jun 16, 2025
Book Page	4566/753
Instrument	1029421

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Oct 1, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Mar 2, 2026
Property Address	146 RIPON CT, RIDGELAND, MS 39157-1231
Document Number	004652/305
Book / Page	4652 / 305
Map Reference	CAB C SL 60
Instrument Date	Feb 27, 2026
Instrument	1046676
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 RANKIN RD, CANTON, MS 39046-4873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RIPON CT, RIDGELAND, MS 39157-1231

Mortgage

Document Number	0001046677
Date	Mar 2, 2026
Instrument	1046677

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Property Address	146 RIPON CT, RIDGELAND, MS 39157-1231
Document Number	0000838688
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RIPON CT RIDGELAND MS 391571231, RIDGELAND, MS 39157-1231

Mortgage

Document Number	0000838688
Date	May 11, 2018
Book Page	003599/000472
Instrument	838688

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OH 73118

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$663.00 Homeowner's exemption	$8,938 (+4.5%)	$89,380 (+4.5%) Land $30,000 Building $59,380
2024	$663.00 (+6.76%)
2023	$621.00 Homeowner's exemption	$8,553	$85,530 Land $30,000 Building $55,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: NETSPEEDMS, T-Mobile.

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