140 Ripon Ct, Ridgeland, MS 39157 Property Records

Madison County property record for 140 Ripon Ct, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 1994
Owner	Individual Name on File
Tax Bill	$789 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072H-33B-001/01.43`

Property Details

APN / Parcel Number

Primary APN	`072H-33B-001/01.43`
Alternative APN	`19036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,410 sqft Adjusted Area
1st Floor Area	928 sqft
2nd Floor Area	278 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	19036
Old Parcel Number	072H-33B-001/01.43
Street Address	140 RIPON CT
City	RIDGELAND
State	MS
Zip	39157-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 LINCOLNSHIRE VILLAGE
Legal Range	02E
Legal Township	07N
Legal Section	33
Legal Subdivision	LINCOLNSHIRE VILLAGE
Legal Lot Number	1
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	4
Census Block	4019
Census Tract	30108

Owner

140 Ripon Ct is owned and occupied by an individual who acquired it in October 2021.

Source: Madison County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	140 RIPON CT, RIDGELAND, MS 39157-1231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 20, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OPEN MORTGAGE LLC
Oct 20, 2021	Warranty Deed, Transfer · FHA Mortgage OPEN MORTGAGE LLC
Jun 16, 2020	Warranty Deed, Transfer · FHA Mortgage SWBC MTG
Aug 10, 2017	Quit Claim Deed, Transfer · FHA Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021
Deed Sale	Oct 20, 2021
Prior Sale	Jun 16, 2020
Deed Document Number	0004120330
Deed Book / Page	4120 / 330
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	140 RIPON CT, RIDGELAND, MS 39157-1231
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 RIPON CT, RIDGELAND, MS 39157-1231

Mortgage

Document Number	004295/397
Date	Jan 19, 2023
Book Page	4295/397
Instrument	975372

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	140 RIPON CT, RIDGELAND, MS 39157-1231
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 LAKE HARBOUR DR 1196, 1196, RIDGELAND, MS 39157-4322

Mortgage

Document Number	4120/346
Date	Oct 20, 2021
Book Page	4120/346
Instrument	942217

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Oct 20, 2021
Property Address	140 RIPON CT, RIDGELAND, MS 39157-1231
Document Number	4120/333
Book / Page	4120 / 333
Map Reference	CAB C SL 60
Instrument Date	Oct 15, 2021
Instrument	942215
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15838 BREMORE DR, 15838, HUMBLE, TX 77396-5115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 RIPON CT, RIDGELAND, MS 39157-1231

Mortgage

Document Number	942216
Date	Oct 20, 2021
Instrument	942216

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 16, 2020
Property Address	140 RIPON CT, RIDGELAND, MS 39157-1231
Document Number	0000893443
Book / Page	003867 / 000058
Instrument Date	Jun 12, 2020
Instrument	893443
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	ADVANTAGE CLOSING AND ESCROW, ADVANTAGE CLOSING & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 RIPON CT RIDGELAND MS 391571231, RIDGELAND, MS 39157-1231

Mortgage

Document Number	893444
Date	Jun 16, 2020
Book Page	003867/000061
Instrument	893444

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Aug 10, 2017
Property Address	140 RIPON CT, RIDGELAND, MS 39157-1231
Document Number	0000818362
Book / Page	003510 / 000830
Instrument Date	Aug 2, 2017
Instrument	818362
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 RIPON CT RIDGELAND MS 391571231, RIDGELAND, MS 39157-1231

Mortgage

Document Number	818363
Date	Aug 10, 2017
Book Page	003510/000834
Instrument	818363

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 140 Ripon Ct was $789 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$789.00 Homeowner's exemption	$10,115	$101,150 Land $30,000 Building $71,150
2024	$789.00 (+2.6%)
2023	$769.00 Homeowner's exemption	$9,926	$99,260 Land $30,000 Building $69,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Ripon Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Ripon Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: NETSPEEDMS, T-Mobile.

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