146 Podunk Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 146 Podunk Rd, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,764 sqft · built 1986
Lot Size	2.58 acres (112,385 sqft)
Owner	Individual Name on File
Last Sale	$336,500 (Aug 2018)
Tax Bill	$6,699 (2025)
Deeds & Mortgages	Jun 2020 Refinance Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`520-01321-146`

Property Details

APN / Parcel Number

Primary APN	`520-01321-146`
Alternative APNs	`STUR M:520 B:000 L:1321-146` `M:520 B:000 L:1321=146`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	3,408 sqft
Basement Area	336 sqft
Finished Basement	336 sqft
Unfinished Basement	336 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	112,385 sqft (2.58 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	520-01321-146
Street Address	146 PODUNK RD
City	STURBRIDGE
State	MA
Zip	01566-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PREPARED ERIC M & ELAINE V OLS
Legal Lot Number	1321
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	1
Census Block	1038
Census Tract	758103

Owner

Source: Worcester County and Sturbridge Town records · APN 520-01321-146

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	146 PODUNK RD, STURBRIDGE, MA 01566-1045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Aug 13, 2018	Quit Claim Deed, Transfer · Conventional with PMI SIMSBURY BK&TR
Sep 29, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2018 · Amount on Record
Deed Sale	Aug 13, 2018 · Amount on Record
Prior Sale	Jul 21, 1999 · Amount on Record
Deed Book / Page	59249 / 342
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	146 PODUNK RD, STURBRIDGE, MA 01566-1045
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62618-258
Date	Jun 18, 2020
Book Page	62618/258
Instrument	64136

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Aug 13, 2018
Property Address	146 PODUNK RD, STURBRIDGE, MA 01566-1045
Document Number	59249-342
Book / Page	059249 / 000342
Instrument Date	Aug 08, 2018
Instrument	84411
Transaction Type	Transfer
Record Updated	Sep 04, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,534.44
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	146 PODUNK RD STURBRIDGE MA 015661045, STURBRIDGE, MA 01566-1045

Mortgage

Document Number	59249-346
Date	Aug 13, 2018
Book Page	059249/000346
Instrument	84412

Lender

Name	SIMSBURY BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	146 PODUNK RD, STURBRIDGE, MA 01566-1045
Document Number	57931-1
Book / Page	057931 / 000001
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57931-1
Date	Oct 25, 2017
Book Page	057931/000001
Instrument	118214

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,699.00 (+1.96%)	$420,500 (+5.55%) Land $90,200 Building $330,300	$449,065 (+20.8%)
2024	$6,570.00 (+4.78%)	$398,400 (+14.81%) Land $88,300 Building $310,100	$371,735
2023	$6,270.00	$347,000 Land $77,400 Building $269,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 33 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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