145 Podunk Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 145 Podunk Rd, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,234 sqft · built 1976
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on File
Last Sale	$274,900 (Jun 2006)
Tax Bill	$5,787 (2025)
Deeds & Mortgages	May 2022 Refinance Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-01322-145`

Property Details

APN / Parcel Number

Primary APN	`520-01322-145`
Alternative APNs	`STUR M:520 B:000 L:1322-145` `M:520 B:000 L:1322=145`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,234 sqft Living Area
Gross Area	3,208 sqft
Basement Area	1,132 sqft
Finished Basement	1,132 sqft
Unfinished Basement	1,132 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	78,408 sqft (1.8 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	520-01322-145
Street Address	145 PODUNK RD
City	STURBRIDGE
State	MA
Zip	01566-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WILLIAM A SWIACKI
Legal Lot Number	1322
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	1
Census Block	1039
Census Tract	758103

Owner

Source: Worcester County and Sturbridge Town records · APN 520-01322-145

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	145 PODUNK RD, STURBRIDGE, MA 01566-1045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance NORTH AMERICAN SAVINGS BANK FSB
Sep 04, 2019	Deed of Trust, Mortgage · ARM DIGITAL FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2006 · Amount on Record
Deed Sale	Jun 16, 2006 · Amount on Record
Prior Sale	Jun 16, 2006 · Amount on Record
Last Transfer Date	May 19, 2022
Transfer Doc	0067640-97
Record Updated	Sep 20, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	May 24, 2022
Property Address	145 PODUNK RD, STURBRIDGE, MA 01566-1045
Document Number	0067640-92
Book / Page	67640 / 92
Instrument Date	May 19, 2022
Instrument	56577
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PODUNK RD, STURBRIDGE, MA 01566-1045

Mortgage

Document Number	0067640-97
Date	May 24, 2022
Book Page	67640/97
Instrument	56578

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	145 PODUNK RD, STURBRIDGE, MA 01566-1045
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60994-354
Date	Sep 04, 2019
Book Page	60994/354
Instrument	90173

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 01, 2024

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,787.00 (+3.99%)	$363,300 (+7.64%) Land $87,400 Building $275,900	$304,190 (+14.52%)
2024	$5,565.00 (+5.72%)	$337,500 (+15.86%) Land $85,600 Building $251,900	$265,620
2023	$5,264.00	$291,300 Land $74,700 Building $216,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 33 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Podunk Rd

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