146 Pandy St, Versailles, KY 40383 Property Records

Woodford County property record for 146 Pandy St, Versailles, KY 40383

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,215 sqft · built 1979
Lot Size0.21 acres (9,100 sqft)
Owner2 Individual Names on Record
Tax Bill$1,190 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN30-1011-005-00

Property Details

APN / Parcel Number

Primary APN30-1011-005-00
Alternative APN
  • 9537

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,215 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick Veneer
Lot Area9,100 sqft (0.21 acres)
Lot Dimensions130 ft deep x 70 ft wide
DrivewayAsphalt Driveway

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Account Number9537
Street Address146 PANDY ST
CityVERSAILLES
StateKY
Zip40383-1052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 STORY
Legal SubdivisionMEREWOOD
Legal Block4-A
Legal Lot Number63
JurisdictionWOODFORD KY
Township / Civil DivisionVERSAILLES
Census Block Group1
Census Block1010
Census Tract50104

Owner

Source: Woodford County records, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address146 PANDY ST, VERSAILLES, KY 40383-1052
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 24, 2022
Transfer Doc00D334/290
Record UpdatedJun 8, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWOODFORD KY
Recording DateMay 27, 2022
Property Address146 PANDY ST, VERSAILLES, KY 40383-1052
Document Number00D334/290
Book / PageD334 / 290
Map ReferenceCAB A SL 210
Instrument DateJan 24, 2022
Instrument143264
Transaction TypeTransfer
Record UpdatedNov 23, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address146 PANDY ST, VERSAILLES, KY 40383-1052

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address146 PANDY ST, VERSAILLES, KY 40383-1052

Mortgage

Document Number0000143494
DateMay 27, 2022
Instrument143494
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term177 Months
DueFeb 1, 2037

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of December 12, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
MunicipalityVersailles City
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,190.00 (+18.64%) Homeowner's exemption$176,200 (+24.08%)$176,200 (+24.08%)
2023$1,003.00 Homeowner's exemption$142,000$142,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNE WOODFORD CO WATER DISTRICT
serves 2,644 people · EPA ID KY1200310
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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