Woodford County property record for 142 Pandy St, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,314 sqft |
| Owner | Individual Name on Record |
| Tax Bill | $1,140 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-1011-003-00 |
| Primary APN | 30-1011-003-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,314 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Block |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 8810 |
|---|---|
| Street Address | 142 PANDY ST |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-1052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 1/2 S |
| Legal Subdivision | MEREWOOD |
| Legal Block | 4-A |
| Legal Lot Number | 61 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 50104 |
Source: Woodford County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 142 PANDY ST, VERSAILLES, KY 40383-1052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK/WV |
| Mar 7, 2024 | Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA |
| Dec 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMERCE BANK |
| Apr 20, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMERCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 225-650 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Jun 10, 2026 |
| Property Address | 142 PANDY ST, VERSAILLES, KY 40383-1052 |
| Document Number | 0000297851 |
| Book / Page | 1029 / 458 |
| Instrument Date | May 13, 2026 |
| Instrument | 2026297851 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 142 PANDY ST, VERSAILLES, KY 40383-1052 |
| Investor | Possibly a Property Investor |
| Document Number | 0000297851, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 1029/458 |
| Instrument | 2026297851 |
| Name | CITY NATIONAL BANK/WV |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 142 PANDY ST, VERSAILLES, KY 40383-1052 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 142 PANDY ST, VERSAILLES, KY 40383-1052 |
| Document Number | 00M983/247 |
|---|---|
| Date | Mar 7, 2024 |
| Book Page | M983/247 |
| Instrument | 239522 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 16, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 142 PANDY ST, VERSAILLES, KY 40383-1052 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M960/248 |
|---|---|
| Date | Dec 2, 2022 |
| Book Page | M960/248 |
| Instrument | 164631 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 142 PANDY ST, VERSAILLES, KY 40383-1052 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | M863/217 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | M863/217 |
| Instrument | 89042 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2050 |
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Versailles City |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,140.00 (+22.06%) Homeowner's exemption | $170,600 (+26.37%) | $170,600 (+26.37%) |
| 2023 | $934.00 Homeowner's exemption | $135,000 | $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NE WOODFORD CO WATER DISTRICT serves 2,644 people · EPA ID KY1200310 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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