146 N Rios Ave, Solana Beach, CA 92075 Property Records

San Diego County property record for 146 N Rios Ave, Solana Beach, CA 92075

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,954 sqft · built 2008
Lot Size	0.503 acres (21,897 sqft)
Owner	Company Name on File
Last Sale	$1,550,000 (Aug 2014)
Tax Bill	$20,524 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit May 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`263-372-23-03`

Property Details

APN / Parcel Number

Primary APN	`263-372-23-03`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,954 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Condo/Apartment
Lot Area	21,897 sqft (0.503 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	146 N RIOS AVE
City	SOLANA BEACH
State	CA
Zip	92075-1280
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MHRd
Legal Description	LOT 1 US B1PER DOC10-207257&UND INT IN TR PM20434
Legal Subdivision	RIOS COURT CONDOS
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	17303

Owner

146 N Rios Ave, a condominium, is owned by a company that bought it in August 2014 and is owner-occupied.

Source: San Diego County records, as of July 21, 2026

Owner of Record	Company Name on File
Mailing Address	146 N RIOS AVE, SOLANA BEACH, CA 92075-1280
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit FIRST PACIFIC BANK
May 18, 2022	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
May 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Mar 29, 2017	Deed of Trust, Mortgage · ARM ONEWEST BANK FSB
Jan 9, 2018	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
May 17, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2014 · Amount on File
Deed Sale	Aug 22, 2014 · Amount on File
Deed Document Number	2014362336
Prior Transfer Date	Nov 1, 2013
Prior Transfer Doc	0000667506
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	146 N RIOS AVE, SOLANA BEACH, CA 92075-1280
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 N RIOS AVE, SOLANA BEACH, CA 92075-1280

Mortgage

Document Number	0000067503
Date	Mar 18, 2024
Instrument	2024-0067503

Lender

Name	FIRST PACIFIC BANK
Type	Bank
Address	SANTA FE SPRINGS, CA 90670

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	146 N RIOS AVE, SOLANA BEACH, CA 92075-1280
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	US FIDELITY TITLE COMPANY, FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 N RIOS AVE, SOLANA BEACH, CA 92075-1280

Mortgage

Document Number	0000212712
Date	May 18, 2022
Instrument	2022-0212712

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	146 N RIOS AVE, SOLANA BEACH, CA 92075-1280
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 N RIOS AVE, SOLANA BEACH, CA 92075-1280

Mortgage

Document Number	0000212711
Date	May 18, 2022
Instrument	2022-0212711

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.94%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.94%
Index	1-Year CMT
Max Rate	7.94%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	146 N RIOS AVE, SOLANA BEACH, CA 92075-1280
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139804
Date	Mar 29, 2017
Instrument	2017-0139804

Lender

Name	ONEWEST BANK FSB
Type	Bank
Address	KALAMAZOO, MI 49003

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	146 N RIOS AVE, SOLANA BEACH, CA 92075-1280
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008299
Date	Jan 9, 2018
Instrument	2018-0008299

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	EL SEGUNDO, CA 90245

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	146 N RIOS AVE, SOLANA BEACH, CA 92075-1280
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000188011
Date	May 17, 2019
Instrument	2019-0188011

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	146 N RIOS AVE, SOLANA BEACH, CA 92075-1280
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000522358
Date	Nov 13, 2019
Instrument	2019-0522358

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 146 N Rios Ave was $20,524 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Solana Beach City
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,900,114 (+2%) Land $1,225,882 Building $674,232
2025	$20,524.00 Homeowner's exemption	$1,862,858 Land $1,201,846 Building $661,012
2023	$19,659.00 (+1.56%) Homeowner's exemption	$1,790,523 Land $1,155,178 Building $635,345
2022	$19,357.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 146 N Rios Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 146 N Rios Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA FE I.D. serves 21,539 people · EPA ID CA3710023
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks.

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