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146 Mount Joy Ave, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 146 Mount Joy Ave, Freeport, NY 11520

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,746 sqft · built 1952
Lot Size0.287 acres (12,502 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Sep 2013)
Tax Bill$7,733 (2025)
Deeds & MortgagesApr 2018 Mortgage
Dec 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN55-347-00-0094

Property Details

APN / Parcel Number

Primary APN55-347-00-0094
Alternative APNs
  • 2009-55-347-00-0094-0
  • 55347000094000000000
  • 282009 55.-347-94
  • 55347 00940

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,746 sqft Living Area
Gross Area3,580 sqft
1st Floor Area1,598 sqft
Basement Area394 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialOther
Lot Area12,502 sqft (0.287 acres)
Lot Dimensions100 ft deep x 125 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Patio Area408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number55347 00940
Street Address146 MOUNT JOY AVE
CityFREEPORT
StateNY
Zip11520-1425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description94,96
Legal Block347
Legal Lot Number94
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group4
Census Block4011
Census Tract414100

Owner

146 Mount Joy Ave is owned and occupied by two individuals who bought it in September 2013.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address146 MOUNT JOY AVE, FREEPORT, NY 11520-1425
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
MEADOWBROOK FINANCIAL MORTGAGE
Dec 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV
Feb 1, 2016Loan Modification, Mortgage · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2013 · Amount on File
Deed SaleSep 18, 2013 · Amount on File
Prior SaleApr 12, 2005 · Amount on File
Deed Document Number20131699
Deed Book / Page12993 / 115
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address146 MOUNT JOY AVE, FREEPORT, NY 11520-1425
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0427910634
DateApr 19, 2018
Book Page42791/634
Instrument2018-034619
Lender
NameMEADOWBROOK FINANCIAL MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2048
Interest
Rate TypeFixed Rate

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address146 MOUNT JOY AVE, FREEPORT, NY 11520-1425
Document Number0428280808
Instrument DateDec 18, 2017
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address146 MOUNT JOY AVE FREEPORT NY 115201425, FREEPORT, NY 11520-1425

Mortgage

Document Number0428280808
DateMay 10, 2018
Book Page042828/000808
Instrument40997
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term336 Months
DueMay 9, 2046

February 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNASSAU NY
Property Address146 MOUNT JOY AVE, FREEPORT, NY 11520-1425
Document Number0426640582
Book / Page042664 / 000582
Instrument DateFeb 1, 2016
Transaction TypeMortgage
Record UpdatedFeb 21, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 MOUNT JOY AVE FREEPORT NY 115201425, FREEPORT, NY 11520-1425

Mortgage

Document Number0426640582
DateFeb 6, 2018
Book Page042664/000582
Instrument11908
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressOKLAHOMA CITY, OK 73134
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term336 Months
DueFeb 5, 2046
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 146 Mount Joy Ave was $7,733 with a senior citizen's exemption.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityFreeport Village
Unified School DistrictRoosevelt Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$468 Land $165 Building $303$468,000
2025$7,733.00
2023$6,640.00 Homeowner's exemption$468 Land $165 Building $303$468,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 146 Mount Joy Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1978–1992)
Most Recent ClaimDec 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding
Claims by Event
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Mount Joy Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEPORT (V)
serves 45,000 people · EPA ID NY2902823
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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