122 Mount Joy Ave, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 122 Mount Joy Ave, Freeport, NY 11520 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,698 sqft · built 1964
Lot Size0.144 acres (6,250 sqft)
Owner2 Individual Names on File
Tax Bill$6,003 (2025)
Deeds & MortgagesDec 2020 Reverse Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN55-497-00-0310

Property Details

APN / Parcel Number

Primary APN55-497-00-0310
Alternative APNs
  • 2009-55-497-00-0310-0
  • 55497000310000000000
  • 282009 55.-497-310
  • 55497 03100

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,698 sqft Living Area
1st Floor Area1,080 sqft
Basement Area540 sqft
Finished Basement540 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRaised Ranch
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof MaterialOther
Lot Area6,250 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces
Balcony Area78 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number55497 03100
Street Address122 MOUNT JOY AVE
CityFREEPORT
StateNY
Zip11520-1423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description310-311
Legal SubdivisionFREEPORT MANOR
Legal Block497
Legal Lot Number310-3
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group4
Census Block4012
Census Tract414100

Owner

Source: Nassau County and Hempstead Town records · APN 55-497-00-0310

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address122 MOUNT JOY AVE, FREEPORT, NY 11520-1423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Deed of Trust, Mortgage · Reverse Mortgage
HUD
Oct 23, 2020Deed of Trust, Mortgage · FHA Mortgage
EAST COAST CAP CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address122 MOUNT JOY AVE, FREEPORT, NY 11520-1423
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0448660552
DateDec 29, 2020
Book Page44866/552
Instrument2020-128574
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateNov 01, 2021
Change FrequencyAnnually
Index1-Year LIBOR

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address122 MOUNT JOY AVE, FREEPORT, NY 11520-1423
Document Number0448660535
Instrument DateOct 23, 2020
Transaction TypeMortgage
Record UpdatedJan 25, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 MOUNT JOY AVE FREEPORT NY 115201423, FREEPORT, NY 11520-1423

Mortgage

Document Number0448660535
DateDec 29, 2020
Book Page044866/000535
Instrument128573
Lender
NameEAST COAST CAP CORP
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.96%

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityFreeport Village
Unified School DistrictRoosevelt Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$377 (-) Land $125 Building $252$377,000 (-)
2025$6,003.00 (+3.11%)
2023$5,822.00 Homeowner's exemption$377 Land $125 Building $252$377,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (36059C), updated April 5, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360594141004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1978–1992)
Most Recent ClaimDec 1992, tidal / storm surge, Coastal Storm, High Tides, Heavy Rain, & Flooding
Claims By Storm
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 725 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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