146 Lambert Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 146 Lambert Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,380 sqft · built 2021
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$412,600 (Sep 2021)
Tax Bill	$5,178 (2025)
Deeds & Mortgages	May 2023 Line of Credit Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010081-3700`

Property Details

APN / Parcel Number

Primary APN	`010081-3700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,380 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	1,041 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	160 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	146 LAMBERT RD
City	SAINT JOHNS
State	FL
Zip	32259-9389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	103/35-51 GRAND CREEK SOUTH LOT 370 OR5364/1996
Legal Range	27E
Legal Township	05S
Legal Section	32
Legal Subdivision	GRAND CREEK SOUTH
Legal Block	1
Legal Lot Number	370
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1041
Census Tract	20807

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	146 LAMBERT RD, SAINT JOHNS, FL 32259-9389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 9, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 9, 2021 · Amount on Record
Deed Sale	Sep 9, 2021 · Amount on Record
Deed Document Number	202199391
Deed Book / Page	5364 / 1996
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	146 LAMBERT RD, SAINT JOHNS, FL 32259-9389
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 LAMBERT RD, JACKSONVILLE, FL 32259-9389

Mortgage

Document Number	0057651660
Date	May 31, 2023
Book Page	5765/1660
Instrument	2023041357

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 9, 2021
Property Address	146 LAMBERT RD, SAINT JOHNS, FL 32259-9389
Document Number	0053641996
Book / Page	5364 / 1996
Map Reference	MB 103 PG 35-51
Instrument Date	Aug 27, 2021
Instrument	2021099391
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,888.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	146 LAMBERT RD, ST JOHNS, FL 32259-9389

Mortgage

Document Number	0053650001
Date	Sep 9, 2021
Book Page	5365/1
Instrument	2021099392

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,472 (-1.75%) Land $100,000 Building $291,472	$391,472 (-1.75%) Land $100,000 Building $291,472
2025	$5,178.00 (+11.62%) Homeowner's exemption	$398,426 (+5.45%)	$398,426 (+2.55%) Land $105,000 Building $293,426
2024	$4,639.00 (+1.96%)
2023	$4,550.00 (+2.78%) Homeowner's exemption	$377,844 (+3%)	$388,525 (+5.91%) Land $100,000 Building $288,525
2022	$4,427.00 Homeowner's exemption	$366,839	$366,839 Land $89,600 Building $277,239

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

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