103 Lambert Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 103 Lambert Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,966 sqft · built 2022
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$442,100 (Feb 2022)
Tax Bill	$5,013 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010081-3930`

Property Details

APN / Parcel Number

Primary APN	`010081-3930`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,966 sqft Living Area
Gross Area	2,593 sqft
1st Floor Area	1,966 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	103 LAMBERT RD
City	SAINT JOHNS
State	FL
Zip	32259-9385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	103/35-51 GRAND CREEK SOUTH LOT 393 OR5493/1494
Legal Range	27E
Legal Township	05S
Legal Section	32
Legal Subdivision	GRAND CREEK SOUTH
Legal Block	1
Legal Lot Number	393
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1041
Census Tract	20807

Owner

Source: St. Johns County records · APN 010081-3930

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 LAMBERT RD, SAINT JOHNS, FL 32259-9385
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Deed Document Number	202216861
Deed Book / Page	5493 / 1494
Record Updated	Jun 08, 2026

February 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 15, 2022
Property Address	103 LAMBERT RD, SAINT JOHNS, FL 32259-9385
Document Number	0054931494
Book / Page	5493 / 1494
Map Reference	MB 103 PG 35-51
Instrument Date	Feb 04, 2022
Instrument	2022016861
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	DO NO USE, AMERICAN HOME T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,094.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 LAMBERT RD, SAINT JOHNS, FL 32259-9385

Mortgage

Document Number	0054931495
Date	Feb 15, 2022
Instrument	5493/1495

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,567 (-1.72%) Land $100,000 Building $279,567	$379,567 (-1.72%) Land $100,000 Building $279,567
2025	$5,013.00 (+9%) Homeowner's exemption	$386,192 (+0.05%)	$386,192 (+0.05%) Land $105,000 Building $281,192
2024	$4,599.00 (+1.55%) Homeowner's exemption	$385,988 (+2.61%)	$385,988 (+2.61%) Land $105,000 Building $280,988
2023	$4,529.00 (+262.32%) Homeowner's exemption	$376,187 (+319.85%)	$376,187 (+319.85%) Land $100,000 Building $276,187
2022	$1,250.00	$89,600	$89,600 Land $89,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 277 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.