146 Golden Dr, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 146 Golden Dr, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,472 sqft · built 1998
Lot Size	0.218 acres (9,480 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Nov 2023)
Tax Bill	$4,440 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`884731253016`

Property Details

APN / Parcel Number

Primary APN	`884731253016`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,322 sqft
Basement Area	1,472 sqft
Finished Basement	1,076 sqft
Unfinished Basement	396 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,480 sqft (0.218 acres)
Lot Dimensions	120 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	252 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	146 GOLDEN DR
City	SERGEANT BLUFF
State	IA
Zip	51054-8918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN FLATS ADDITION LOT 25
Legal Subdivision	GOLDEN FLATS ADDITION
Legal Lot Number	25
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3033
Census Tract	3301

Owner

146 Golden Dr is owned and occupied by an individual who bought it in November 2023.

Source: Woodbury County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	146 GOLDEN DR, SERGEANT BLUFF, IA 51054-8918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK
May 27, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023 · Amount on File
Deed Sale	Nov 22, 2023 · Amount on File
Deed Document Number	202311177
Prior Transfer Date	May 19, 2020
Prior Transfer Doc	0000006171
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Nov 22, 2023
Property Address	146 GOLDEN DR, SERGEANT BLUFF, IA 51054-8918
Document Number	0000001177
Instrument Date	Nov 1, 2023
Instrument	2023-11177
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$543.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 GOLDEN DR, SERGEANT BLUFF, IA 51054-8918

Mortgage

Document Number	0000001178
Date	Nov 22, 2023
Instrument	2023-11178

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WOODBURY IA
Recording Date	May 27, 2020
Property Address	146 GOLDEN DR, SERGEANT BLUFF, IA 51054-8918
Document Number	0000006171
Instrument Date	May 19, 2020
Instrument	2020-06171
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 GOLDEN DR, SERGEANT BLUFF, IA 51054-8918

Tax Assessment & Valuation

The 2025 property tax bill for 146 Golden Dr was $4,440 with a homeowner's exemption.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,440.00 Homeowner's exemption	$312,470 Land $19,990 Building $292,480	$312,470 Land $19,990 Building $292,480
2023	$4,186.00 (+2.75%) Homeowner's exemption	$297,380 Land $21,620 Building $275,760	$297,380 Land $21,620 Building $275,760
2022	$4,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 Golden Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 146 Golden Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	300 / 75
AT&T Fixed Wireless	100 / 20

May also be available: ImOn Communications, T-Mobile, Verizon.

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