144 Golden Dr, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 144 Golden Dr, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,536 sqft · built 1981
Lot Size	0.215 acres (9,360 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Nov 2006)
Tax Bill	$3,846 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`884731253015`

Property Details

APN / Parcel Number

Primary APN	`884731253015`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,536 sqft Living Area
Basement Area	1,536 sqft
Finished Basement	1,050 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Level
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,360 sqft (0.215 acres)
Lot Dimensions	120 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	198 sqft
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	144 GOLDEN DR
City	SERGEANT BLUFF
State	IA
Zip	51054-8918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN FLATS ADDITION LOT 26
Legal Subdivision	GOLDEN FLATS ADDITION
Legal Lot Number	26
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3033
Census Tract	3301

Owner

144 Golden Dr is owned and occupied by two individuals who bought it in November 2006.

Source: Woodbury County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	144 GOLDEN DR, SERGEANT BLUFF, IA 51054-8918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 25, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2006 · Amount on File
Deed Sale	Nov 22, 2006 · Amount on File
Deed Document Number	20068057
Deed Book / Page	687 / 10494
Prior Transfer Date	Nov 14, 2006
Prior Transfer Doc	0000008057
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	144 GOLDEN DR, SERGEANT BLUFF, IA 51054-8918
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 GOLDEN DR, SERGEANT BLUFF, IA 51054-8918

Mortgage

Document Number	0000002469
Date	Mar 9, 2026
Instrument	2026-02469

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	144 GOLDEN DR, SERGEANT BLUFF, IA 51054-8918
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003856
Date	Oct 28, 2020
Instrument	2020-13856

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	144 GOLDEN DR, SERGEANT BLUFF, IA 51054-8918
Document Number	0000008352
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	144 GOLDEN DR SERGEANT BLUFF IA 510548918, SERGEANT BLUFF, IA 51054-8918

Mortgage

Document Number	0000008352
Date	Jan 31, 2019
Instrument	8352

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 144 Golden Dr was $3,846 with a homeowner's exemption.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,846.00 Homeowner's exemption	$272,190 Land $19,730 Building $252,460	$272,190 Land $19,730 Building $252,460
2023	$3,784.00 (+4.47%) Homeowner's exemption	$263,420 Land $21,350 Building $242,070	$263,420 Land $21,350 Building $242,070
2022	$3,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 144 Golden Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 144 Golden Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	300 / 75

May also be available: ImOn Communications, Verizon.

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