146 Garden Ave, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 146 Garden Ave, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	2,560 sqft · built 2007
Lot Size	0.336 acres (14,631 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,999 (Nov 2020)
Tax Bill	$16,832 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-05911-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`46-05911-0000-00006`
Alternative APNs	`460591100006` `583500`

Interior

Stories	1 Story
Building Area	2,560 sqft Living Area
1st Floor Area	2,560 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	14,631 sqft (0.336 acres)

Location & Zoning

Account Number	583500
Street Address	146 GARDEN AVE
City	PARAMUS
State	NJ
Zip	07652-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	66XIRR 5LT
Legal Subdivision	RIDGEWOOD KNOLLS INC
Legal Block	5911
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	2
Census Block	2008
Census Tract	42301

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	146 GARDEN AVE, PARAMUS, NJ 07652-1919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Grant Deed, Transfer · Conventional Mortgage NJ LENDERS
Apr 30, 2020	Deed of Trust, Mortgage · Conventional with PMI UIF CORP
Sep 11, 2017	Grant Deed, Transfer · Conventional Mortgage 2004-000028 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Document Number	2020113950
Deed Book / Page	3801 / 1393
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 4, 2020
Property Address	146 GARDEN AVE, PARAMUS, NJ 07652-1919
Document Number	0038011394
Book / Page	003801 / 001394
Instrument Date	Sep 17, 2020
Instrument	113950
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	146 GARDEN AVE PARAMUS NJ 076521919, PARAMUS, NJ 07652-1919

Mortgage

Document Number	38011398
Date	Nov 4, 2020
Book Page	003801/001398
Instrument	113951

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	146 GARDEN AVE, PARAMUS, NJ 07652-1919
Document Number	0035931832
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	146 GARDEN AVE PARAMUS NJ 076521919, PARAMUS, NJ 07652-1919

Mortgage

Document Number	0035931832
Date	May 8, 2020
Book Page	003593/001832
Instrument	20047146

Lender

Name	UIF CORP
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 11, 2017
Property Address	146 GARDEN AVE, PARAMUS, NJ 07652-1919
Document Number	0027171598
Book / Page	002717 / 001598
Instrument Date	Jul 28, 2017
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	146 GARDEN AVE PARAMUS NJ 076521919, PARAMUS, NJ 07652-1919

Mortgage

Document Number	27171607
Date	Sep 11, 2017
Book Page	002717/001607

Lender

Name	2004-000028 LLC
Address	11107 SUNSET HILLS RD # 200, RESTON, VA 20190-5376

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,177,000 (+4.82%) Land $453,000 Building $724,000	$1,177,000 (+4.82%) Land $453,000 Building $724,000
2025	$16,832.00 (+5.56%)	$1,122,900 (+11.23%) Land $415,200 Building $707,700	$1,122,900 (+11.23%) Land $415,200 Building $707,700
2024	$15,945.00 (+8.47%)
2023		$1,009,500 Land $360,900 Building $648,600	$1,009,500 Land $360,900 Building $648,600
2022	$14,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	43 (1999–2021)
Claims Outside the SFHA	4 of 43
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 7 claims Hurricane Irene, Sep 2011 · 14 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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