Westchester County and Rye City property record for 146 Florence Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,136 sqft · built 1952 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $690,000 (Oct 2003) |
| Tax Bill | $18,799 (2026) |
| Deeds & Mortgages | May 2021 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 153-5-1-10 |
| Primary APN | 551400 153-5-1-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Street Address | 146 FLORENCE AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | MAMBRINO MANOR |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 7500 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 146 FLORENCE AVE, RYE, NY 10580-1120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Line of Credit WEBSTER BANK |
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WEBSTER BANK NA |
| May 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK NA |
| Apr 21, 2017 | Deed of Trust, Mortgage · Line of Credit WEBSTER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2003 · Amount on Record |
| Deed Sale | Oct 17, 2003 · Amount on Record |
| Prior Sale | Sep 29, 2000 · Amount on Record |
| Deed Document Number | 2003432590554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 146 FLORENCE AVE, RYE, NY 10580-1120 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0611393075 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 611393075 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Address | WATERBURY, CT 06702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 146 FLORENCE AVE, RYE, NY 10580-1120 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0611393067 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 611393067 |
| Name | WEBSTER BANK NA |
|---|---|
| Type | Bank |
| Address | WATERBURY, CT 06702 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 146 FLORENCE AVE, RYE, NY 10580-1120 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0611393082 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 611393082 |
| Name | WEBSTER BANK NA |
|---|---|
| Type | Bank |
| Address | WATERBURY, CT 06702 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 146 FLORENCE AVE, RYE, NY 10580-1120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0571103378 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 571103378 |
| Name | WEBSTER BANK NA |
|---|---|
| Type | Bank |
| Address | WATERBURY, CT 06702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,799.00 (-54.1%) | ||
| 2025 | $40,958.00 | $15,050 (-) Land $5,550 Building $9,500 | $1,275,424 (+6.78%) Land $470,339 Building $805,085 |
| 2024 | $15,050 (-) Land $5,550 Building $9,500 | $1,194,444 (+2.38%) Land $440,476 Building $753,968 | |
| 2023 | $15,050 Land $5,550 Building $9,500 | $1,166,667 Land $430,233 Building $736,434 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 72 (1978–2024) |
| Claims Outside the SFHA | 35 of 72 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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