Westchester County and Rye City property record for 131 Florence Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,138 sqft · built 2015 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $4,000,000 (Jul 2024) |
| Tax Bill | $18,850 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 153-5-2-56 |
| Primary APN | 551400 153-5-2-56 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,138 sqft Living Area |
| 1st Floor Area | 4,138 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Lot Area | 10,019 sqft (0.23 acres) |
| Street Address | 131 FLORENCE AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BRADFORD PARK |
| Legal Block | 2 |
| Legal Lot Number | 56.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 7500 |
Source: Westchester County and Rye City records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 39 MEAD PL, RYE, NY 10580-2906 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Aug 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 8, 2018 | Grant Deed, Transfer FIRST REPUBLIC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2024 · Amount on Record |
| Deed Sale | Jul 22, 2024 · Amount on Record |
| Prior Sale | Jul 6, 2020 · Amount on Record |
| Deed Document Number | 20243622 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 131 FLORENCE AVE, RYE, NY 10580-1234 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 131 FLORENCE AVE, RYE, NY 10580-1234 |
| Document Number | 0613063125 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 613063125 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 3.75% |
| Index | Other |
| Max Rate | 6.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 131 FLORENCE AVE, RYE, NY 10580-1234 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | TITLEREST AGENCY, TITLEVEST AGENCY |
| Name | Verified Name |
|---|---|
| Address | 131 FLORENCE AVE, RYE, NY 10580-1234 |
| Document Number | 0613063219 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 613063219 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 3.75% |
| Index | Other |
| Max Rate | 6.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 131 FLORENCE AVE, RYE, NY 10580-1234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0592213142 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 592213142 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.37% |
| Index | 1-Year LIBOR |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 131 FLORENCE AVE, RYE, NY 10580-1234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0592213125 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 592213125 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.37% |
| Index | 1-Year LIBOR |
| Max Rate | 7.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Nov 8, 2018 |
| Property Address | 131 FLORENCE AVE, RYE, NY 10580-1234 |
| Document Number | 0583093516 |
| Book / Page | 058309 / 003516 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 200 W 67THST #23G NEW YORK NY 10023, 23G, NEW YORK, NY 10023 |
| Document Number | 583093538 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 058309/003538 |
| Name | FIRST REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | 111 PINE ST, SAN FRANCISCO, CA 94111-5602 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 7, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,850.00 | $43,700 (-) Land $6,000 Building $37,700 | $3,703,390 (+6.78%) Land $508,475 Building $3,194,915 |
| 2024 | $43,700 (-) Land $6,000 Building $37,700 | $3,468,253 (+2.38%) Land $476,190 Building $2,992,063 | |
| 2023 | $43,700 Land $6,000 Building $37,700 | $3,387,597 Land $465,116 Building $2,922,481 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 72 (1978–2024) |
| Claims Outside the SFHA | 35 of 72 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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