146 E Riverside Dr, #B, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 146 E Riverside Dr, #B, Watsonville, CA 95076

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 5 ba · 1,280 sqft · built 1984
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Trust Names on Record
Last Sale	$696,500 (Sep 2003)
Tax Bill	$13,541 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Transfer
Flood Zone	Zone AH (high risk)
APN	`017-262-51`

Property Details

APN / Parcel Number

Primary APN	`017-262-51`
Alternative APN	`017-262-51-000`

Interior

Bedrooms	8 Beds
Full Baths	5 Baths
Total Rooms	20 Rooms
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Multi-Family
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Deck Area	128 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	146 E RIVERSIDE DR, A
City	WATSONVILLE
State	CA
Zip	95076-5040
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Subdivision	COOPERS
Legal Lot Number	12
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2009
Census Tract	110301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	PO BOX 1652, FREEDOM, CA 95019-1652
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Jul 15, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2003 · Amount on Record
Deed Sale	Sep 8, 2003 · Amount on Record
Prior Sale	Aug 25, 2000 · Amount on Record
Deed Document Number	200391223
Last Transfer Date	Jul 10, 2020
Transfer Doc	0000025724
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 15, 2020
Property Address	146 E RIVERSIDE DR, WATSONVILLE, CA 95076-5040
Document Number	0000025722
Instrument Date	Jul 10, 2020
Instrument	25722
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	146 E RIVERSIDE DR WATSONVILLE CA 950765040, WATSONVILLE, CA 95076-5040

Mortgage

Document Number	25723
Date	Jul 15, 2020
Instrument	25723

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 14, 2035

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 15, 2020
Property Address	146 E RIVERSIDE DR, WATSONVILLE, CA 95076-5040
Document Number	0000025724
Instrument Date	Jul 10, 2020
Instrument	25724
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1652 FREEDOM CA 950191652, FREEDOM, CA 95019-1652

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,010,087 (+2%) Land $575,017 Building $435,070
2025	$13,541.00 (+12.09%)	$990,283 (+4.04%) Land $563,743 Building $426,540
2023	$12,080.00 (+1.92%)	$951,829 Land $541,852 Building $409,977
2022	$11,852.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 105 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	109 units insured incl. 4 condo units
Nearby Flood Claims	7 (2022–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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