146 Charbray Ct, Patterson, CA 95363 Property Records

Stanislaus County property record for 146 Charbray Ct, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,465 sqft · built 2004
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Nov 2020)
Tax Bill	$9,134 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2020 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`021-049-016-000`

Property Details

APN / Parcel Number

Primary APN	`021-049-016-000`
Alternative APNs	`0214916000` `0214916`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,465 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	146 CHARBRAY CT
City	PATTERSON
State	CA
Zip	95363-8857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALKER RANCH UNIT 5 (40M63) LOT 415
Legal Subdivision	WALKER RANCH 05
Legal Block	1
Legal Lot Number	415
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	1
Census Block	1012
Census Tract	3206

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	146 CHARBRAY CT, PATTERSON, CA 95363-8857
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 18, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Nov 18, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY
Sep 28, 2017	Grant Deed, Transfer · Conventional Mortgage PACIFIC BAY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	202090984
Prior Transfer Date	Nov 13, 2020
Prior Transfer Doc	0000090985
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	146 CHARBRAY CT, PATTERSON, CA 95363-8857
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 CHARBRAY CT, PATTERSON, CA 95363-8857

Mortgage

Document Number	0000011815
Date	Feb 16, 2022
Instrument	2022-0011815

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 18, 2020
Property Address	146 CHARBRAY CT, PATTERSON, CA 95363-8857
Document Number	0000090985
Instrument Date	Nov 13, 2020
Instrument	90985
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	146 CHARBRAY CT PATTERSON CA 953638857, PATTERSON, CA 95363-8857

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 18, 2020
Property Address	146 CHARBRAY CT, PATTERSON, CA 95363-8857
Document Number	0000090984
Map Reference	MB 40 PG 63
Instrument Date	Nov 12, 2020
Instrument	2020-0090984
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	146 CHARBRAY CT, PATTERSON, CA 95363-8857

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 28, 2017
Property Address	146 CHARBRAY CT, PATTERSON, CA 95363-8857
Document Number	0000071329
Instrument Date	Sep 20, 2017
Instrument	71329
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	146 CHARBRAY CT PATTERSON CA 953638857, PATTERSON, CA 95363-8857

Mortgage

Document Number	71330
Date	Sep 28, 2017
Instrument	71330

Lender

Name	PACIFIC BAY LNDG
Address	LA PALMA, CA 90623

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Patterson City
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,134.00 (+3.29%)	$463,710 (+2%) Land $104,886 Building $358,824
2025	$8,843.00 (+0.65%)	$454,619 (+4.04%) Land $102,830 Building $351,789
2023	$8,786.00 (+4.05%)	$436,968 Land $98,838 Building $338,130
2022	$8,444.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PATTERSON serves 24,977 people · EPA ID CA5010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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