San Diego County property record for 1458 Heritage Ln, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 3,224 sqft · built 2003 |
| Lot Size | 0.236 acres (10,272 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,585,000 (Mar 2018) |
| Tax Bill | $23,044 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 254-700-06-00 |
| Primary APN | 254-700-06-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,224 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 10,272 sqft (0.236 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1458 HERITAGE LN |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-2381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ER-SFR3V |
| Legal Description | LOT 6 TR 014257 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 014257 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17605 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1458 HERITAGE LN, ENCINITAS, CA 92024-2381 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC |
| Dec 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK |
| Mar 9, 2018 | Grant Deed, Transfer · Conventional Mortgage ONEWEST BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2018 · Amount on Record |
| Deed Sale | Mar 9, 2018 · Amount on Record |
| Prior Sale | Dec 13, 2006 · Amount on Record |
| Deed Document Number | 201894823 |
| Prior Transfer Date | Oct 1, 2008 |
| Prior Transfer Doc | 0000520918 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1458 HERITAGE LN, ENCINITAS, CA 92024-2381 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1458 HERITAGE LN, ENCINITAS, CA 92024-2381 |
| Document Number | 0000835921 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2021-0835921 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | EMERYVILLE, CA 94608 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 1, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1458 HERITAGE LN, ENCINITAS, CA 92024-2381 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY SHERMAN OAKS |
| Name | Verified Name |
|---|
| Document Number | 0000573435 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 2019-0573435 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.81% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.81% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.81% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 9, 2018 |
| Property Address | 1458 HERITAGE LN, ENCINITAS, CA 92024-2381 |
| Document Number | 0000094823 |
| Map Reference | MAP 14257 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 2018-0094823 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1458 HERITAGE LN, ENCINITAS, CA 92024-2381 |
| Document Number | 0000094824 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | 2018-0094824 |
| Name | ONEWEST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,839,523 (+2%) Land $1,189,599 Building $649,924 | |
| 2025 | $23,044.00 (+4.96%) | $1,803,455 (+4.04%) Land $1,166,274 Building $637,181 |
| 2023 | $21,954.00 (+4.22%) | $1,733,427 Land $1,120,987 Building $612,440 |
| 2022 | $21,065.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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