San Diego County property record for 1455 Heritage Ln, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,113 sqft · built 2003 |
| Lot Size | 0.173 acres (7,539 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,475,000 (Oct 2018) |
| Tax Bill | $20,888 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Dec 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 254-700-09-00 |
| Primary APN | 254-700-09-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,113 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 7,539 sqft (0.173 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1455 HERITAGE LN |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-2381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ER-SFR3V |
| Legal Description | LOT 9 TR 014257 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 014257 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17605 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1455 HERITAGE LN, ENCINITAS, CA 92024-2381 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Dec 6, 2022 | Intrafamily Transfer, Transfer |
| Dec 21, 2022 | Intrafamily Transfer, Transfer |
| Jan 5, 2023 | Intrafamily Transfer, Transfer |
| May 9, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 2, 2018 | Grant Deed, Transfer · ARM MUFG UNION BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2018 · Amount on Record |
| Deed Sale | Oct 2, 2018 · Amount on Record |
| Prior Sale | May 24, 2010 · Amount on Record |
| Deed Document Number | 2018410580 |
| Last Transfer Date | Nov 21, 2022 |
| Transfer Doc | 0000003315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 6, 2022 |
| Property Address | 1455 HERITAGE LN, ENCINITAS, CA 92024-2381 |
| Document Number | 0000459339 |
| Map Reference | MAP 14257 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 2022-0459339 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1455 HERITAGE LN, ENCINITAS, CA 92024-2381 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 21, 2022 |
| Property Address | 1455 HERITAGE LN, ENCINITAS, CA 92024-2381 |
| Document Number | 0000474889 |
| Map Reference | MAP 14257 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 2022-0474889 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1455 HERITAGE LN, ENCINITAS, CA 92024-2381 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 5, 2023 |
| Property Address | 1455 HERITAGE LN, ENCINITAS, CA 92024-2381 |
| Document Number | 0000003315 |
| Map Reference | MAP 14257 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 2023-0003315 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1455 HERITAGE LN, ENCINITAS, CA 92024-2381 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1455 HERITAGE LN, ENCINITAS, CA 92024-2381 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1455 HERITAGE LN, ENCINITAS, CA 92024-2381 |
| Document Number | 0000199083 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 2022-0199083 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 2, 2018 |
| Property Address | 1455 HERITAGE LN, ENCINITAS, CA 92024-2381 |
| Document Number | 0000410580 |
| Map Reference | MAP 14257 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 2018-0410580 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2055 WANDERING RD, ENCINITAS, CA 92024-5625 |
| Document Number | 0000410581 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 2018-0410581 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Max Rate | 10% |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,678,291 (+2%) Land $1,080,934 Building $597,357 | |
| 2025 | $20,888.00 (+4.45%) Homeowner's exemption | $1,645,385 (+4.04%) Land $1,059,740 Building $585,645 |
| 2023 | $19,998.00 (+4.17%) Homeowner's exemption | $1,581,494 Land $1,018,590 Building $562,904 |
| 2022 | $19,197.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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