14575 Hwy 89, Jay, FL 32565 Property Records

Santa Rosa County property record for 14575 Hwy 89, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 2009
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$25,500 (May 1997)
Tax Bill	$1,375 (2025)
Flood Zone	Zone X (minimal risk)
APN	`40-5N-29-0000-02400-0000`

Property Details

APN / Parcel Number

Primary APN	`40-5N-29-0000-02400-0000`
Alternative APN	`N295400000024000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,191 sqft
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	135 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14575 HIGHWAY 89
City	JAY
State	FL
Zip	32565-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	BEG NW COR OF NE4 OF NE4 TH S 155 FT FOR POB TH S 247 FT TO JAY & BREWTON RD TH NE ALONG R D 247 FT NW 155 FT TO POB AS DES IN OR 1609 PG 1494
Legal Range	29W
Legal Township	5N
Legal Section	40
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	1
Census Block	1027
Census Tract	10200

Owner

Source: Santa Rosa County records · APN 40-5N-29-0000-02400-0000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14575 HIGHWAY 89, JAY, FL 32565-1307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 1997 · Amount on Record
Deed Sale	May 16, 1997 · Amount on Record
Deed Book / Page	1609 / 1494
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,375.00 (+12.34%)	$109,220 (+11.43%) Land $11,700 Building $97,520	$109,220 (+11.43%) Land $11,700 Building $97,520
2024	$1,224.00 (-0.41%)	$98,016 (+1.23%) Land $9,000 Building $89,016	$98,016 (+1.23%) Land $9,000 Building $89,016
2023	$1,229.00 (+175.56%) Homeowner's exemption Widower's exemption	$96,829 (+64.19%) Land $8,100 Building $88,729	$96,829 (+6.02%) Land $8,100 Building $88,729
2022	$446.00 Homeowner's exemption Widower's exemption	$58,975	$91,330 Land $5,400 Building $85,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 9 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.