Santa Rosa County property record for 14550 Hwy 89, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,143 sqft · built 1955 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Jun 1999) |
| Tax Bill | $59 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-5N-29-0000-01700-0000 |
| Primary APN | 40-5N-29-0000-01700-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,143 sqft Adjusted Area |
| Gross Area | 1,442 sqft |
| 1st Floor Area | 1,000 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 88,427 sqft (2.03 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 154 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Account Number | 405N290000017000000 |
|---|---|
| Street Address | 14550 HIGHWAY 89 |
| City | JAY |
| State | FL |
| Zip | 32565-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | PARCEL IN E H HOLMES GRANT BEG S 492 FT FR SW CORN OF SEC 4 THN E 420 FT THN S60*W 210 FT THN W 420 FT TO E SIDE OF SR#89 THN |
| Legal Range | 29W |
| Legal Township | 05N |
| Legal Section | 40 |
| Legal Subdivision | N/A |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 10200 |
14550 Hwy 89 is owned and occupied by two individuals who bought it in June 1999.
Source: Santa Rosa County records, as of April 15, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14550 HIGHWAY 89, JAY, FL 32565-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 1999 · Amount on File |
| Deed Sale | Jun 28, 1999 · Amount on File |
| Deed Document Number | 0176500237 |
| Record Updated | Jun 7, 2026 |
Source: Santa Rosa County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $59.00 Homeowner's exemption Senior Citizen's exemption | $35,940 | $60,970 Land $18,270 Building $42,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14550 Hwy 89 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14550 Hwy 89 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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