14574 E Persimmon Ave, Effingham, IL 62401 Property Records

Effingham County property record for 14574 E Persimmon Ave, Effingham, IL 62401 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Year BuiltBuilt 1985
Square Footage1,164 sqft Base Area
Lot Size90,169 sqft (2.07 acres)
Garage540 sqft
OccupancyOwner Occupied
Last Sale$1,137,000 (2025)
Tax Bill$2,285.00 (2024)

Property Details

APN / Parcel Number

Primary APN14-10-021-056

Interior

Bedrooms1 Beds
Building Area1,164 sqft Base Area
1st Floor1,164 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeFrame Construction
Lot Area90,169 sqft (2.07 acres)
Parking Spaces2 Parking Spaces
Garage Area540 sqft Garage

Location & Zoning

Street Address14574 E PERSIMMON AVE
CityEFFINGHAM
StateIL
Zip62401-7152
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT S 1/2 NE 3612/331 2100/195 715/166
JurisdictionEFFINGHAM IL
Minor Civil DivisionWATSON
Census Blockgroup2
Census Block2030
Census Tract950500

Owner

Source: Effingham County records · APN 14-10-021-056

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14574 E PERSIMMON AVE, EFFINGHAM, IL 62401-7152
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Feb 25, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
CELEBRITY HOME LOANS LLC
Feb 22, 2021Deed of Trust, Mortgage · Building or Construction Mortgage
WASHINGTON SAVINGS BANK
Sep 21, 2020Executor's Deed, Transfer · Commercial Mortgage
WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 23, 2025 · Amount on Record
Deed SaleMay 23, 2025 · Amount on Record
Prior SaleSep 21, 2020 · Amount on Record
Deed Doc Number20251722
Prior Transfer DateJan 12, 2005
Prior Transfer Doc002100/195
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Recording DateJul 13, 2026
Property Address14574 E PERSIMMON AVE, EFFINGHAM, IL 62401-7152
Document Number0000002535
Instrument DateJun 24, 2026
Instrument20262535
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyTITLE PARTNERS, CARRINGTON TITLE PARTNERS LL

Transferred To (Grantee/Buyer)

NameVerified Name
Address14574 E PERSIMMON AVE, EFFINGHAM, IL 62401-7152

Mortgage

Document Number0000002535,
DateJul 13, 2026
Instrument20262535
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate7.75%
Initial TypeFixed Rate
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address14574 E PERSIMMON AVE, EFFINGHAM, IL 62401-7152
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003764/224
DateFeb 25, 2022
Book Page3764/224
Instrument202222000837
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
AddressVILLA PARK, IL 60181
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052
Interest
Rate TypeFixed Rate
Rate2.75%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address14574 E PERSIMMON AVE, EFFINGHAM, IL 62401-7152
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003659/180
DateFeb 22, 2021
Book Page3659/180
Instrument202121000836
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term9 Months
DueNov 13, 2021

September 2020: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionEFFINGHAM IL
Recording DateSep 21, 2020
Property Address14574 E PERSIMMON AVE, EFFINGHAM, IL 62401-7152
Document Number003612/331
Book / Page3612 / 331
Instrument DateSep 18, 2020
Instrument202020005218
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$202.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14574 E PERSIMMON AVE, EFFINGHAM, IL 62401-7152

Mortgage

Document Number202020005219
DateSep 21, 2020
Instrument202020005219
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term9 Months
DueJun 19, 2021

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionWatson Township
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$2,285.00 (+97.15%)$48,180 (+21.54%) Land $4,280 Building $43,900$144,540 (+21.54%) Land $12,840 Building $131,700
2022$1,159.00 Homeowner's exemption$39,640 Land $3,520 Building $36,120$118,920 Land $10,560 Building $108,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Persimmon Ave

Nearby Streets

Search Property Records by Address or Parcel Number