Effingham County property record for 14574 E Persimmon Ave, Effingham, IL 62401 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Year Built | Built 1985 |
| Square Footage | 1,164 sqft Base Area |
| Lot Size | 90,169 sqft (2.07 acres) |
| Garage | 540 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $1,137,000 (2025) |
| Tax Bill | $2,285.00 (2024) |
| Primary APN | 14-10-021-056 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Building Area | 1,164 sqft Base Area |
| 1st Floor | 1,164 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame Construction |
| Lot Area | 90,169 sqft (2.07 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 540 sqft Garage |
| Street Address | 14574 E PERSIMMON AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-7152 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT S 1/2 NE 3612/331 2100/195 715/166 |
| Jurisdiction | EFFINGHAM IL |
| Minor Civil Division | WATSON |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 950500 |
Source: Effingham County records · APN 14-10-021-056
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14574 E PERSIMMON AVE, EFFINGHAM, IL 62401-7152 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Feb 25, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage CELEBRITY HOME LOANS LLC |
| Feb 22, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage WASHINGTON SAVINGS BANK |
| Sep 21, 2020 | Executor's Deed, Transfer · Commercial Mortgage WASHINGTON SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2025 · Amount on Record |
| Deed Sale | May 23, 2025 · Amount on Record |
| Prior Sale | Sep 21, 2020 · Amount on Record |
| Deed Doc Number | 20251722 |
| Prior Transfer Date | Jan 12, 2005 |
| Prior Transfer Doc | 002100/195 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jul 13, 2026 |
| Property Address | 14574 E PERSIMMON AVE, EFFINGHAM, IL 62401-7152 |
| Document Number | 0000002535 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20262535 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | TITLE PARTNERS, CARRINGTON TITLE PARTNERS LL |
| Name | Verified Name |
|---|---|
| Address | 14574 E PERSIMMON AVE, EFFINGHAM, IL 62401-7152 |
| Document Number | 0000002535, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 20262535 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 14574 E PERSIMMON AVE, EFFINGHAM, IL 62401-7152 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | ACT |
| Name | Verified Name |
|---|
| Document Number | 003764/224 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 3764/224 |
| Instrument | 202222000837 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VILLA PARK, IL 60181 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 14574 E PERSIMMON AVE, EFFINGHAM, IL 62401-7152 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003659/180 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 3659/180 |
| Instrument | 202121000836 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Nov 13, 2021 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Sep 21, 2020 |
| Property Address | 14574 E PERSIMMON AVE, EFFINGHAM, IL 62401-7152 |
| Document Number | 003612/331 |
| Book / Page | 3612 / 331 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 202020005218 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $202.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14574 E PERSIMMON AVE, EFFINGHAM, IL 62401-7152 |
| Document Number | 202020005219 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 202020005219 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Jun 19, 2021 |
Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,285.00 (+97.15%) | $48,180 (+21.54%) Land $4,280 Building $43,900 | $144,540 (+21.54%) Land $12,840 Building $131,700 |
| 2022 | $1,159.00 Homeowner's exemption | $39,640 Land $3,520 Building $36,120 | $118,920 Land $10,560 Building $108,360 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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