14414 E Persimmon Ave, Effingham, IL 62401 Property Records

Effingham County property record for 14414 E Persimmon Ave, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1989
Square Footage	877 sqft Base Area
Lot Size	13,939 sqft (0.319 acres)
Garage	675 sqft
Occupancy	Owner Occupied
Tax Bill	$2,691.00 (2022)

Property Details

APN / Parcel Number

Primary APN	`14-10-211-026`

Interior

Building Area	877 sqft Base Area
Basement Area	877 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1989
Construction Type	Frame Construction
Lot Area	13,939 sqft (0.319 acres)
Parking Spaces	2 Parking Spaces
Garage Area	675 sqft Garage

Location & Zoning

Street Address	14414 E PERSIMMON AVE
City	EFFINGHAM
State	IL
Zip	62401-7153
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 26 REPLAT OF RICHMOND HILLS SUB 1050/207 958/285
Legal Subdivision	HILLS SUBDIVISION
Legal Lot Number	26
Jurisdiction	EFFINGHAM IL
Minor Civil Division	WATSON
Census Blockgroup	2
Census Block	2030
Census Tract	950500

Owner

Source: Effingham County records · APN 14-10-211-026

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	14414 E PERSIMMON AVE, EFFINGHAM, IL 62401-7153
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Doc Number	0001050207
Record Refreshed	Jun 07, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14414 E PERSIMMON AVE, EFFINGHAM, IL 62401-7153
Transaction Type	Mortgage
Record Updated	Jun 06, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14414 E PERSIMMON AVE, EFFINGHAM, IL 62401-7153

Mortgage

Document Number	003852/108
Date	Apr 21, 2023
Book Page	3852/108
Instrument	202323001275

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.83%
Type Change Date	Jun 01, 2023
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Index	52-Week T-Bill (1-Year)
Max Rate	11.8%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,691.00 Homeowner's exemption Senior Citizen's exemption	$63,370 Land $2,500 Building $60,870	$190,110 Land $7,500 Building $182,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.