Delta County property record for 1457 Bluff St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 657 sqft · built 1965 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (May 2026) |
| Tax Bill | $689 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R015551 |
| Primary APN | R015551 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 657 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bungalow |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R015551 |
|---|---|
| Street Address | 1457 BLUFF ST |
| City | DELTA |
| State | CO |
| Zip | 81416-2138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1457 BLUFF ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: BUSINESS MENS SUBDIVISION BLOCK: 5 LOT: 13 AND:- LOT: 14 TOTAL ACRES 0.17 +/- BUSINESS MENS ADD DELTA BLK5 LTS 13 & 14 SEC 24 T15S R96W 6PM BK 130 PG 382 BK 295 PG 131 BK 296 PG 365 BK 388 PG |
| Legal Subdivision | BUSINESS MENS SUBDIVISION |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2090 |
| Census Tract | 965100 |
1457 Bluff St is owned and occupied by an individual who bought it in May 2026.
Source: Delta County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1457 BLUFF ST, DELTA, CO 81416-2138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on File |
| Deed Sale | May 29, 2026 · Amount on File |
| Deed Document Number | 2026768063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 29, 2026 |
| Property Address | 1457 BLUFF ST, DELTA, CO 81416-2138 |
| Document Number | 0000768063 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026768063 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,969.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1457 BLUFF ST, DELTA, CO 81416-2138 |
| Document Number | 0000768064, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 2026768064 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000768065, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 2026768065 |
| Name | COLORADO HSNG AND FINANCIAL AUTH |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 1457 Bluff St was $689, up 56.6% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $689.00 (+56.59%) | $10,136 (+52.22%) Land $3,125 Building $7,011 | $162,177 (+63.18%) Land $50,000 Building $112,177 |
| 2024 | $440.00 (+4.02%) | $6,659 (-) Land $2,157 Building $4,502 | $99,384 (-) Land $32,187 Building $67,197 |
| 2023 | $423.00 (-7.24%) | $6,659 (-5.81%) Land $2,157 Building $4,502 | $99,384 (-2.3%) Land $32,187 Building $67,197 |
| 2022 | $456.00 | $7,070 Land $3,128 Building $3,942 | $101,723 Land $45,000 Building $56,723 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1457 Bluff St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1984–1992) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 1992 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1457 Bluff St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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