Delta County property record for 1426 Bluff St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1891 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $56,500 (Oct 2014) |
| Tax Bill | $714 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R015534 |
| Primary APN | R015534 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 720 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,485 sqft (0.08 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R015534 |
|---|---|
| Street Address | 1426 BLUFF ST |
| City | DELTA |
| State | CO |
| Zip | 81416-2139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1426 BLUFF ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: BUSINESS MENS SUBDIVISION BLOCK: 2 LOT: 26 AND:- LOT: 27 TOTAL AC 0.08 +- BUSINESS MENS ADD BLK 2 LOT26 & 27 SEC 24 T15S R96W 6PM BK 289 PG 514 BK 296 PG 496 BK 376 PG 25 BK 384 PG 198 BK 772 |
| Legal Subdivision | BUSINESS MENS SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 964900 |
1426 Bluff St is owned and occupied by an individual who bought it in October 2014.
Source: Delta County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1426 BLUFF ST, DELTA, CO 81416-2139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2014 · Amount on File |
| Deed Sale | Oct 27, 2014 · Amount on File |
| Prior Sale | Jan 2, 1997 · Amount on File |
| Deed Document Number | 2014676595 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1426 BLUFF ST, DELTA, CO 81416-2139 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000702080 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 702080 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1426 BLUFF ST, DELTA, CO 81416-2139 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000716593 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 716593 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 1426 Bluff St was $714, up 51.9% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $714.00 (+51.91%) | $10,498 (+47.61%) Land $1,563 Building $8,935 | $167,957 Land $25,000 Building $142,957 |
| 2024 | $470.00 (+3.98%) | $7,112 (-) Land $1,103 Building $6,009 | |
| 2023 | $452.00 (+4.39%) | $7,112 (+5.79%) Land $1,103 Building $6,009 | $106,158 (+9.75%) Land $16,468 Building $89,690 |
| 2022 | $433.00 | $6,723 Land $1,564 Building $5,159 | $96,723 Land $22,500 Building $74,223 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1426 Bluff St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1426 Bluff St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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