14560 Spaulding Ave, Harvey, IL 60426 Property Records

Cook County property record for 14560 Spaulding Ave, Harvey, IL 60426

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 919 sqft · built 1971
Lot Size	0.089 acres (3,875 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jul 2026)
Tax Bill	$5,162 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`29-07-214-032`

Property Details

APN / Parcel Number

Primary APN	`29-07-214-032`
Alternative APN	`29-07-214-032-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	919 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Level
Exterior Material	Frame/Masonry
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,875 sqft (0.089 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	14560 SPAULDING AVE
City	HARVEY
State	IL
Zip	60426-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 EXCEPT NWLY 16 FT NWLY 22 FT OF LOT 5 IN BLK 203 IN HARVEY SUBDI VISION IN SEC07 T36N R14E 3P
Legal Range	14E
Legal Township	36N
Legal Section	07
Legal Subdivision	HARVEY
Legal Block	203,2
Legal Lot Number	5,6
Jurisdiction	COOK IL
Township / Civil Division	THORNTON
Census Block Group	1
Census Block	1005
Census Tract	826901

Owner

Source: Cook County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14560 SPAULDING AVE, HARVEY, IL 60426-1615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Deed Document Number	20262092300
Prior Transfer Date	Jul 1, 2026
Prior Transfer Doc	0000002300
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 28, 2026
Property Address	14560 SPAULDING AVE, HARVEY, IL 60426-1615
Document Number	0000002300
Instrument Date	Jul 1, 2026
Instrument	20262300
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$18,937.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14560 SPAULDING AVE, HARVEY, IL 60426-1615

Mortgage

Document Number	0000002301,
Date	Jul 28, 2026
Instrument	20262092301

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Thornton Township
Municipality	Harvey City
Elementary School District	West Harvey-Dixmoor Public School District 147 (PK - 08)
Secondary School District	Thornton Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,000 (+167.77%) Land $969 Building $12,031	$130,000 (+167.77%) Land $9,690 Building $120,310
2024	$5,162.00
2022	Homeowner's exemption Senior Citizen's exemption	$4,855 Land $968 Building $3,887	$48,550 Land $9,680 Building $38,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	603.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	138 (1979–2026)
Claims Outside the SFHA	3 of 138
Most Recent Claim	Aug 2026
Claims by Event	Severe Storms And Flooding, Sep 2023 · 47 claims Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVEY serves 25,000 people · EPA ID IL0311110
Water Source	Purchased surface water from CHICAGO
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20