14554 Spaulding Ave, Harvey, IL 60426 Property Records

Cook County property record for 14554 Spaulding Ave, Harvey, IL 60426

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 919 sqft · built 1971
Lot Size0.089 acres (3,875 sqft)
OwnerIndividual Name on Record
Tax Bill$7,109 (2023)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone AH (high risk)
APN29-07-214-034

Property Details

APN / Parcel Number

Primary APN29-07-214-034
Alternative APN
  • 29-07-214-034-0000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area919 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,875 sqft (0.089 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address14554 SPAULDING AVE
CityHARVEY
StateIL
Zip60426-1615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(HARVEY) SUB OF PT LYING BETWEEN CHICAGO & GRAND TRUN K RR & CHICAGO CENTRAL & CALUMET TERMINAL RR SEC 07-36-14 AND 17-36-14
Legal Range14E
Legal Township36N
Legal Section07
Legal SubdivisionHARVEY SUB
Legal Block203
Legal Lot Number7
JurisdictionCOOK IL
Township / Civil DivisionTHORNTON
Census Block Group1
Census Block1005
Census Tract826901

Owner

Source: Cook County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14554 SPAULDING AVE, HARVEY, IL 60426-1615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2015
Deed SaleMar 23, 2015
Deed Document Number201522046
Prior Transfer DateApr 10, 1995
Prior Transfer Doc0000000327
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Recording DateAug 18, 2026
Property Address14554 SPAULDING AVE, HARVEY, IL 60426-1615
Document Number0000022050
Instrument DateOct 27, 2025
Instrument202622050
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address14554 SPAULDING AVE, HARVEY, IL 60426-1615

Mortgage

Document Number0000022050,
DateAug 18, 2026
Instrument202622050
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term315 Months
DueNov 1, 2052
Interest
Rate7.25%
Max Rate-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionThornton Township
MunicipalityHarvey City
Elementary School DistrictWest Harvey-Dixmoor Public School District 147 (PK - 08)
Secondary School DistrictThornton Township High School District 205 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,000 (+149.95%) Land $969 Building $12,031$130,000 (+149.95%) Land $9,690 Building $120,310
2023$7,109.00 (+649.1%)
2022$949.00 Homeowner's exemption$5,201 Land $968 Building $4,233$52,010 Land $9,680 Building $42,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation603.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 50 policies
Nearby Flood Policies50 in force
Nearby Flood Claims138 (1979–2026)
Claims Outside the SFHA3 of 138
Most Recent ClaimAug 2026
Claims by Event
  • Severe Storms And Flooding, Sep 2023 · 47 claims
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARVEY
serves 25,000 people · EPA ID IL0311110
Water SourcePurchased surface water from CHICAGO
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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