Cabarrus County property record for 1455 Simplicity Rd, Concord, NC 28025
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,448 sqft · built 2022 |
| Lot Size | 2.11 acres (92,260 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $44,000 (Jun 2022) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2022 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 5538 70 2755 |
| Primary APN | 5538 70 2755 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,448 sqft Living Area |
| Gross Area | 4,311 sqft |
| 1st Floor Area | 1,673 sqft |
| Attic | Attic |
| Attic Area | 316 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 92,260 sqft (2.11 acres) |
| Lot Width | 295 ft Width |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 700 sqft |
| Porch | Slab |
| Porch Area | 971 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 155792 |
|---|---|
| Street Address | 1455 SIMPLICITY RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-7703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | LDR |
| Legal Description | AVERY TURNER 2.118 AC TRACT |
| Legal Subdivision | FAGGARTS EAST |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 11, CENTRAL CABARRUS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 40501 |
Source: Cabarrus County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4646 HABERSHAM CT NW, CONCORD, NC 28027-8065 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Jun 3, 2022 | Warranty Deed, Construction Loan · Construction Mortgage FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2022 · Amount on Record |
| Deed Sale | Jun 3, 2022 · Amount on Record |
| Deed Document Number | 202218056 |
| Deed Book / Page | 16054 / 213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 4, 2026 |
| Property Address | 1455 SIMPLICITY RD, CONCORD, NC 28025-7703 |
| Document Number | 0000010220 |
| Book / Page | 17969 / 85 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202610220 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1455 SIMPLICITY RD, CONCORD, NC 28025-7703 |
| Document Number | 0000010220, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 17969/85 |
| Instrument | 202610220 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 3, 2022 |
| Property Address | 1455 SIMPLICITY RD, CONCORD, NC 28025-7703 |
| Document Number | 0016054213 |
| Book / Page | 16054 / 213 |
| Map Reference | MB 91 PG 107 |
| Instrument Date | Jun 3, 2022 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $88.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1404 SIMPLICITY RD, CONCORD, NC 28025-7703 |
| Name | Verified Name |
|---|---|
| Address | 4646 HABERSHAM CT NW, CONCORD, NC 28027-8065 |
| Document Number | 0160540216 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 16054-0216 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jul 1, 2053 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $555,250 (-) Land $78,870 Building $476,380 | |
| 2025 | $555,250 (+253.48%) Land $78,870 Building $476,380 | |
| 2024 | $555,250 (+253.48%) Land $78,870 Building $476,380 | |
| 2023 | $157,080 Land $43,590 Building $113,490 | $157,080 Land $43,590 Building $113,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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