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1404 Simplicity Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 1404 Simplicity Rd, Concord, NC 28025 · Last verified April 2026

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 3,489 sqft · built 2017
Lot Size2.06 acres (89,734 sqft)
Owner2 Individual Names on File
Tax Bill$5,015 (2025)
Deeds & MortgagesJul 2018 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN11061C0001.000000

Property Details

APN / Parcel Number

Primary APN11061C0001.000000
Alternative APNs
  • 5538 60 6584
  • 133650

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,489 sqft Living Area
Gross Area5,282 sqft
1st Floor Area3,141 sqft
AtticAttic
Attic Area519 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick Veneer
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area89,734 sqft (2.06 acres)
Lot Width172 ft Width
Garage TypeMixed
Garage Area1,912 sqft
DrivewayConcrete Driveway
Driveway Area3,600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area252 sqft
Patio Area259 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number133650
Street Address1404 SIMPLICITY RD
CityCONCORD
StateNC
Zip28025-7703
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLT 1 TURNER ACRES
Legal SubdivisionFAGGARTS EAST
Legal Lot Number1
JurisdictionCABARRUS NC
Township / Civil Division11, CENTRAL CABARRUS
Census Block Group2
Census Block2004
Census Tract40501

Owner

Source: Cabarrus County records · APN 11061C0001.000000

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1404 SIMPLICITY RD, CONCORD, NC 28025-7703
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
UWHARRIE BANK
Oct 17, 2019Quit Claim Deed, Mortgage · Conventional Mortgage
UWHARRIE BK
Mar 29, 2017Trustee's Deed, Construction Loan · Construction Mortgage
UWHARRIE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateOct 11, 2019
Transfer Doc1378739
Record UpdatedJun 08, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address1404 SIMPLICITY RD, CONCORD, NC 28025-7703
Transaction TypeMortgage
Record UpdatedMay 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013082328
DateJul 11, 2018
Book Page13082/0328
Lender
NameUWHARRIE BANK
TypeBank
AddressALBEMARLE, NC 28001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

October 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionCABARRUS NC
Recording DateOct 17, 2019
Property Address1404 SIMPLICITY RD, CONCORD, NC 28025-7703
Document Number1378739
Book / Page013787 / 000039
Instrument DateOct 11, 2019
Instrument28534
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1404 SIMPLICITY RD CONCORD NC 280257703, CONCORD, NC 28025-7703

Mortgage

Document Number1378741
DateOct 17, 2019
Book Page013787/000041
Instrument28535
Lender
NameUWHARRIE BK
TypeBank
AddressALBEMARLE, NC 28001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 16, 2039

March 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCABARRUS NC
Recording DateMar 29, 2017
Property Address1404 SIMPLICITY RD, CONCORD, NC 28025-7703
Book / Page012419 / 000001
Instrument DateMar 29, 2017
Instrument7654
Transaction TypeConstruction Loan
Record UpdatedApr 06, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1550 SIMPLICITY RD CONCORD NC 280257704, CONCORD, NC 28025-7704

Mortgage

Document Number124191
DateMar 29, 2017
Book Page012419/000001
Instrument7654
Lender
NameUWHARRIE BK
TypeBank
AddressALBEMARLE, NC 28002-0338
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 28, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,015.00 (+21.46%)$731,160 (+42.88%) Land $75,620 Building $655,540
2024$731,160 (+42.88%) Land $75,620 Building $655,540
2023$4,129.00$511,740 Land $41,790 Building $469,950$511,740 Land $41,790 Building $469,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250405012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
1 of 2 on primary residences

Wildfire

Wildfire RiskLow
above 37% of the US · above 53% of North Carolina
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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