1455 Saddlebrook Cir, Algonquin, IL 60102 Property Records

McHenry County property record for 1455 Saddlebrook Cir, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,168 sqft · built 1983
Lot Size0.4 acres (17,420 sqft)
Owner2 Trust Names on Record
Last Sale$457,000 (Nov 2025)
Tax Bill$9,600 (2024)
Deeds & MortgagesSep 2026 Sale
Nov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-33-104-024

Property Details

APN / Parcel Number

Primary APN19-33-104-024

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,168 sqft Living Area
1st Floor Area924 sqft
Basement Area1,332 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleSplit Level
Exterior MaterialAluminum
Lot Area17,420 sqft (0.4 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1455 SADDLEBROOK CIR
CityALGONQUIN
StateIL
Zip60102-1948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2016R0020233 LT 434 HIGH HILL FARMS UNIT 4 MEMO: HAGELE, KELLY C FKA DONAHOE, KELLY C
Legal SubdivisionHIGH HILL FARMS UNIT 4
Legal Block104
Legal Lot Number434
Legal Unit4
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1006
Census Tract871310

Owner

Source: McHenry County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address1455 SADDLEBROOK CIR, ALGONQUIN, IL 60102-1948
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 19, 2025Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2025 · Amount on Record
Deed SaleNov 19, 2025 · Amount on Record
Prior SaleJan 8, 2021 · Amount on Record
Deed Document Number202532662
Last Transfer DateSep 1, 2026
Transfer Doc0000026867
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateSep 15, 2026
Property Address1455 SADDLEBROOK CIR, ALGONQUIN, IL 60102-1948
Document Number0000026867
Instrument DateSep 1, 2026
Instrument202626867
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1455 SADDLEBROOK CIR, ALGONQUIN, IL 60102-1948

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateNov 19, 2025
Property Address1455 SADDLEBROOK CIR, ALGONQUIN, IL 60102-1948
Document Number0000032662
Map ReferenceDOC 750056
Instrument DateNov 4, 2025
Instrument2025R0032662
Transaction TypeTransfer
Record UpdatedDec 3, 2025
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$457.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1455 SADDLEBROOK CIR, ALGONQUIN, IL 60102-1948

Mortgage

Document Number0000032663
DateNov 19, 2025
Instrument2025R0032663
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate6.45%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$9,600.00 Homeowner's exemption$130,724 (+16.66%) Land $26,754 Building $103,970$392,172 (+16.66%) Land $80,262 Building $311,910
2022Homeowner's exemption$112,054 Land $21,044 Building $91,010$336,162 Land $63,132 Building $273,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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