McHenry County property record for 1435 Saddlebrook Cir, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 966 sqft · built 1983 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $178,000 (Nov 2002) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-33-104-026 |
| Primary APN | 19-33-104-026 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 966 sqft |
| Gross Area | 1,362 sqft |
| 1st Floor Area | 966 sqft |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Frame Siding |
| Lot Area | 10,000 sqft (0.229 acres) |
| Heating System | Forced Air |
|---|
| Street Address | 1435 SADDLEBROOK CIR |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-1948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2002R0104434 LT 436 HIGH HILL FARMS UNIT 4 |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 33 |
| Legal Subdivision | HIGH HILL FARMS 04 |
| Legal Block | 104 |
| Legal Lot Number | 436 |
| Legal Unit | 4 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 871310 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1435 SADDLEBROOK CIR, ALGONQUIN, IL 60102-1948 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 24, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2002 · Amount on Record |
| Deed Sale | Nov 12, 2002 · Amount on Record |
| Deed Document Number | 2002R0104434 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1435 SADDLEBROOK CIR, ALGONQUIN, IL 60102-1948 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000017780 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 2023R0017780 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1435 SADDLEBROOK CIR, ALGONQUIN, IL 60102-1948 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032008 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021R0032008 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1435 SADDLEBROOK CIR, ALGONQUIN, IL 60102-1948 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Title Company | TEK TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000038154 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020R0038154 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Jul 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $68,686 Land $21,044 Building $47,642 | $206,058 Land $63,132 Building $142,926 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jul 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures