1455 8th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1455 8th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,060 sqft · built 1971
Lot Size0.108 acres (4,688 sqft)
OwnerIndividual Name on File
Last Sale$600,000 (Mar 2021)
Tax Bill$9,331 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Mar 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN038-282-028

Property Details

APN / Parcel Number

Primary APN038-282-028

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,060 sqft Living Area
1st Floor Area1,060 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Construction TypeWood
Lot Area4,688 sqft (0.108 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic

Location & Zoning

Street Address1455 8TH ST
CityLOS OSOS
StateCA
Zip93402-1621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 72 LT 14 & PTN LT 13
Legal SubdivisionEL MORO
Legal Block72
Legal Lot Number14,13
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1025
Census Tract10701

Owner

1455 8th St is owned by an individual who bought it in March 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address13706 MANOR WAY, G5, LYNNWOOD, WA 98087-1913
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2025Deed of Trust, Mortgage · Line of Credit
BOEING EMPLOYEES CU
Mar 26, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 15, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Feb 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
OPES ADVISORS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2021 · Amount on File
Deed SaleMar 26, 2021 · Amount on File
Prior SaleMay 23, 2014 · Amount on File
Deed Document Number202123051
Prior Transfer DateMay 5, 2020
Prior Transfer Doc0000023638
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1455 8TH ST, LOS OSOS, CA 93402-1621
Transaction TypeMortgage
Record UpdatedJan 6, 2026
Title CompanySTEWART TITLE ELKO, STEWART TITLE ST LOUIS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1455 8TH ST, LOS OSOS, CA 93402-1621

Mortgage

Document Number0000037238
DateDec 4, 2025
Instrument2025037238
Lender
NameBOEING EMPLOYEES CU
TypeCredit Union
Address98214
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueNov 21, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 26, 2021
Property Address1455 8TH ST, LOS OSOS, CA 93402-1621
Document Number0000023051
Map ReferenceMB A PG 80
Instrument DateMar 8, 2021
Instrument2021023051
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3522 176TH PL SE, BOTHELL, WA 98012-7573

Mortgage

Document Number0000023052
DateMar 26, 2021
Instrument2021023052
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 15, 2020
Property Address1455 8TH ST, LOS OSOS, CA 93402-1621
Document Number0000023638
Map ReferenceMB A PG 80
Instrument DateMay 5, 2020
Instrument2020023638
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1455 8TH ST, LOS OSOS, CA 93402-1621

Mortgage

Document Number0000023639
DateMay 15, 2020
Instrument2020023639
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1455 8TH ST, LOS OSOS, CA 93402-1621
Document Number0000005589
Instrument DateFeb 5, 2018
Transaction TypeMortgage
Record UpdatedFeb 21, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1455 8TH ST LOS OSOS CA 934021621, LOS OSOS, CA 93402-1621

Mortgage

Document Number0000005589
DateFeb 13, 2018
Instrument5589
Lender
NameOPES ADVISORS
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1455 8th St was $9,331.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$687,446 (+5.85%) Land $430,590 Building $256,856
2025$9,331.00$649,458 Land $422,148 Building $227,310
2023$9,256.00 (+4.78%)$624,240 Land $405,756 Building $218,484
2022$8,834.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1455 8th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1992–1995)
Claims Outside the SFHA4 of 4
Most Recent ClaimMar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1455 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.

Nearby Properties on 8th St

Nearby Streets

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