1455 10th Ct NE, Winter Haven, FL 33881 Property Records

Polk County property record for 1455 10th Ct NE, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1962
Lot Size	0.22 acres (9,574 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Nov 2020)
Tax Bill	$3,874 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-21-575600-000160`

Property Details

APN / Parcel Number

Primary APN	`26-28-21-575600-000160`
Alternative APNs	`212826575600000160` `12826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	9,574 sqft (0.22 acres)
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	286 sqft
Carport	Carport
Carport Area	286 sqft
Porch	Unfinished Open Porch
Porch Area	84 sqft
Utility Building	117 sqft

Location & Zoning

Street Address	1455 10TH CT NE
City	WINTER HAVEN
State	FL
Zip	33881-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	COUNTRY CLUB TERRACE PB 44 PG 48 LOT 16
Legal Range	26E
Legal Township	28S
Legal Section	21
Legal Subdivision	COUNTRY CLUB TERRACE
Legal Tract	575600
Legal Block	1
Legal Lot Number	16
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1002
Census Tract	13702

Owner

1455 10th Ct NE is owned and occupied by two individuals who bought it in November 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1455 10TH CT NE, WINTER HAVEN, FL 33881-2611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 3, 2020	Warranty Deed, Transfer · VA Mortgage LANDMARK MORTGAGE & ASSOCIATES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2020 · Amount on File
Deed Sale	Nov 3, 2020 · Amount on File
Prior Sale	Jul 18, 2016 · Amount on File
Deed Document Number	2020234976
Deed Book / Page	11441 / 1814
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1455 10TH CT NE, WINTER HAVEN, FL 33881-2611
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 10TH CT NE, WINTER HAVEN, FL 33881-2611

Mortgage

Document Number	0000013100
Date	Jan 18, 2023
Book Page	12554/510
Instrument	2023013100

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Nov 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 3, 2020
Property Address	1455 10TH CT NE, WINTER HAVEN, FL 33881-2611
Document Number	0114411814
Book / Page	011441 / 001814
Instrument Date	Oct 29, 2020
Instrument	234976
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1455 10TH CT NE WINTER HAVEN FL 338812611, WINTER HAVEN, FL 33881-2611

Mortgage

Document Number	114411816
Date	Nov 3, 2020
Book Page	011441/001816
Instrument	234977

Lender

Name	LANDMARK MORTGAGE & ASSOCIATES INC
Type	Bank
Address	LAKELAND, FL 33801

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1455 10th Ct NE was $3,874.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,489 (+1.38%) Land $29,000 Building $177,489	$206,489 (+1.38%) Land $29,000 Building $177,489
2025	$3,874.00	$203,684 Land $29,000 Building $174,684	$203,684 Land $29,000 Building $174,684
2023	$3,469.00 (+9.74%)	$210,189 (+12.62%) Land $28,000 Building $182,189	$210,189 (+12.62%) Land $28,000 Building $182,189
2022	$3,161.00	$186,638 Land $23,000 Building $163,638	$186,638 Land $23,000 Building $163,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1455 10th Ct NE in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2022)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1455 10th Ct NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

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