1445 10th Ct NE, Winter Haven, FL 33881 Property Records

Polk County property record for 1445 10th Ct NE, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,292 sqft · built 1962
Lot Size0.22 acres (9,574 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Dec 2024)
Tax Bill$2,362 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-21-575600-000150

Property Details

APN / Parcel Number

Primary APN26-28-21-575600-000150
Alternative APNs
  • 212826575600000150
  • 12826000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,292 sqft Living Area
1st Floor Area1,052 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area9,574 sqft (0.22 acres)
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
PorchFlorida Room
Porch Area288 sqft
Utility Building144 sqft

Location & Zoning

Street Address1445 10TH CT NE
CityWINTER HAVEN
StateFL
Zip33881-2611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionCOUNTRY CLUB TERRACE PB 44 PG 48 LOT 15
Legal Range26E
Legal Township28S
Legal Section21
Legal SubdivisionCOUNTRY CLUB TERRACE
Legal Tract575600
Legal Block1
Legal Lot Number15
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1002
Census Tract13702

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1445 10TH CT NE, WINTER HAVEN, FL 33881-2611
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 15, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2024 · Amount on Record
Deed SaleDec 31, 2024 · Amount on Record
Prior SaleJan 11, 2010 · Amount on Record
Deed Document Number2024295542
Deed Book / Page13385 / 1859
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1445 10TH CT NE, WINTER HAVEN, FL 33881-2611
Transaction TypeMortgage
Record UpdatedNov 25, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000295425
DateNov 12, 2021
Book Page11979/1214
Instrument2021295425
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1445 10TH CT NE, WINTER HAVEN, FL 33881-2611
Document Number0109122288
Instrument DateJul 15, 2019
Transaction TypeMortgage
Record UpdatedAug 1, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1445 10TH CT NE WINTER HAVEN FL 338812611, WINTER HAVEN, FL 33881-2611

Mortgage

Document Number0109122288
DateJul 19, 2019
Book Page010912/002288
Instrument151445
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 18, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$172,304 (+2.7%)$178,262 (+6.25%) Land $29,000 Building $149,262
2025$2,362.00 (+2.12%)$167,774 (-0.46%) Land $29,000 Building $138,774$167,774 (-0.46%) Land $29,000 Building $138,774
2023$2,313.00 (+11.63%)$168,553 (+17.47%) Land $28,000 Building $140,553$168,553 (+17.47%) Land $28,000 Building $140,553
2022$2,072.00$143,487 Land $23,000 Building $120,487$143,487 Land $23,000 Building $120,487

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2004–2022)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Frontier.

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