Hernando County property record for 14549 Bensbrook Dr, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,301 sqft · built 2005 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $188,700 (Dec 2017) |
| Tax Bill | $2,485 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R09-223-18-3602-0400-0130 |
| Primary APN | R09-223-18-3602-0400-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,301 sqft Living Area |
| 1st Floor Area | 2,301 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 233 sqft |
| Patio Area | 33 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01535413 |
|---|---|
| Street Address | 14549 BENSBROOK DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-0446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STERLING HILL PHASE 1B BLK 40 LOT 13 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 10 |
| Legal Subdivision | STERLING HILL PH 1B |
| Legal Phase | 1B |
| Legal Block | 40 |
| Legal Lot Number | 13 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 40909 |
14549 Bensbrook Dr is owned and occupied by an individual who bought it in December 2017.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14549 BENSBROOK DR, SPRING HILL, FL 34609-0446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2017 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Dec 4, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2017 · Amount on File |
| Deed Sale | Dec 4, 2017 · Amount on File |
| Prior Sale | Jul 18, 2016 · Amount on File |
| Deed Document Number | 2017067711 |
| Deed Book / Page | 3530 / 1563 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 14549 BENSBROOK DR, SPRING HILL, FL 34609-0446 |
| Document Number | 0035420469 |
| Book / Page | 003542 / 000469 |
| Instrument Date | Nov 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2018 |
| Name | Verified Name |
|---|---|
| Address | 14549 BENSBROOK DR SPRING HILL FL 346090446, SPRING HILL, FL 34609-0446 |
| Document Number | 0035420469 |
|---|---|
| Date | Jan 9, 2018 |
| Book Page | 003542/000469 |
| Instrument | 1663 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 4, 2017 |
| Property Address | 14549 BENSBROOK DR, SPRING HILL, FL 34609-0446 |
| Document Number | 0035301563 |
| Book / Page | 003530 / 001563 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 67711 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 GREENWICH CIR SPRING HILL FL 346099227, SPRING HILL, FL 34609-9227 |
| Document Number | 35301568 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 003530/001568 |
| Instrument | 67713 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 3, 2047 |
The 2025 property tax bill for 14549 Bensbrook Dr was $2,485 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,485.00 Additional exemption filed | $213,554 | $337,776 Land $22,715 Building $315,061 |
| 2023 | $201,490 Land $201,490 | ||
| 2022 | $2,459.00 | $364,449 Land $22,715 Building $341,734 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14549 Bensbrook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14549 Bensbrook Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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