Hernando County property record for 14548 Bensbrook Dr, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,057 sqft · built 2006 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Sep 2015) |
| Tax Bill | $5,201 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R09-223-18-3602-0380-0210 |
| Primary APN | R09-223-18-3602-0380-0210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,057 sqft Living Area |
| Gross Area | 3,778 sqft |
| 1st Floor Area | 2,463 sqft |
| Upper Floors Area | 594 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,100 sqft (0.209 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 238 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01534496 |
|---|---|
| Street Address | 14548 BENSBROOK DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-0445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STERLING HILL PHASE 1B BLK 38 LOT 21 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | STERLING HILL PH 1B |
| Legal Block | 38 |
| Legal Lot Number | 21 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 40909 |
14548 Bensbrook Dr is owned and occupied by two individuals who bought it in September 2015.
Source: Hernando County records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14548 BENSBROOK DR, SPRING HILL, FL 34609-0445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 29, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 28, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2015 · Amount on File |
| Deed Sale | Sep 15, 2015 · Amount on File |
| Prior Sale | Oct 24, 2006 · Amount on File |
| Deed Document Number | 201553411 |
| Deed Book / Page | 3283 / 952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 29, 2026 |
| Property Address | 14548 BENSBROOK DR, SPRING HILL, FL 34609-0445 |
| Document Number | 0000028002 |
| Book / Page | 4700 / 1530 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.28002 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 14548 BENSBROOK DR, SPRING HILL, FL 34609-0445 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 29, 2026 |
| Property Address | 14548 BENSBROOK DR, SPRING HILL, FL 34609-0445 |
| Document Number | 0047001530 |
| Book / Page | 4700 / 1530 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202628002 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 14548 BENSBROOK DR, SPRING HILL, FL 34609-0445 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 14548 BENSBROOK DR, SPRING HILL, FL 34609-0445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0039400772 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 3940/772 |
| Instrument | 2021003560 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 14548 BENSBROOK DR, SPRING HILL, FL 34609-0445 |
| Document Number | 0037101861 |
| Instrument Date | May 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 14548 BENSBROOK DR SPRING HILL FL 346090445, SPRING HILL, FL 34609-0445 |
| Document Number | 0037101861 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 003710/001861 |
| Instrument | 34139 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2049 |
The 2025 property tax bill for 14548 Bensbrook Dr was $5,201 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,201.00 Homeowner's exemption | $211,807 | $376,837 Land $24,934 Building $351,903 |
| 2023 | $199,843 (+3%) Land $199,843 | ||
| 2022 | $2,434.00 Homeowner's exemption | $194,022 | $443,358 Land $24,934 Building $418,424 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14548 Bensbrook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14548 Bensbrook Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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