1454 Trafalgar Ln, Frederick, MD 21701 Property Records

Frederick County property record for 1454 Trafalgar Ln, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,352 sqft · built 2013
Lot Size	0.023 acres (979 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Jun 2023)
Tax Bill	$5,868 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-590148`

Property Details

APN / Parcel Number

Primary APN	`02-590148`
Alternative APN	`590148`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	2,352 sqft Living Area
Gross Area	2,672 sqft
1st Floor Area	640 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	979 sqft (0.023 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	590148
Street Address	1454 TRAFALGAR LN
City	FREDERICK
State	MD
Zip	21701-2526
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	UNIT 30 PHASE 6 979 SQ FT MONOCACY PARK SOUTH
Legal Subdivision	MONOCACY PARK SOUTH PH 6
Legal Phase	6
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2013
Census Tract	750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1454 Trafalgar Ln, a townhouse, is owned and occupied by an individual who bought it in June 2023.

Source: Frederick County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1454 TRAFALGAR LN, FREDERICK, MD 21701-2526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Apr 22, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
May 15, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2023 · Amount on File
Deed Sale	Jun 9, 2023 · Amount on File
Prior Sale	May 15, 2020 · Amount on File
Deed Book / Page	16475 / 259
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 9, 2023
Property Address	1454 TRAFALGAR LN, FREDERICK, MD 21701-2526
Document Number	0164750259
Book / Page	16475 / 259
Map Reference	MB 93 PL 95-97
Instrument Date	May 30, 2023
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	CARTER TITLE LLC, CHARTER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1454 TRAFALGAR LN, FREDERICK, MD 21701-2526

Mortgage

Document Number	0016475267
Date	Jun 9, 2023
Instrument	16475/267

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1454 TRAFALGAR LN, FREDERICK, MD 21701-2526
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	BCHH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1454 TRAFALGAR LN, FREDERICK, MD 21701-2526

Mortgage

Document Number	0148060303
Date	Apr 22, 2021
Book Page	14806/303

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	May 15, 2020
Property Address	1454 TRAFALGAR LN, FREDERICK, MD 21701-2526
Document Number	0137380293
Book / Page	013738 / 000293
Instrument Date	May 6, 2020
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1454 TRAFALGAR LN FREDERICK MD 217012526, FREDERICK, MD 21701-2526

Mortgage

Document Number	137380300
Date	May 15, 2020
Book Page	013738/000300

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1454 Trafalgar Ln was $5,868 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,100	$388,500 Land $120,000 Building $268,500
2025	$5,868.00
2023	$5,220.00	$285,500	$354,900 Land $100,000 Building $254,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1454 Trafalgar Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1454 Trafalgar Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Glo Fiber, Verizon.

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