1454 Sweetwater Ln, Berthoud, CO 80513 Property Records

Larimer County property record for 1454 Sweetwater Ln, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,116 sqft · built 2020
Lot Size	1.05 acres (46,130 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,100 (Feb 2020)
Tax Bill	$7,072 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94274-09-008`

Property Details

APN / Parcel Number

Primary APN	`94274-09-008`
Alternative APN	`R1626517`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,116 sqft Living Area
Basement Area	2,116 sqft
Finished Basement	1,358 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,130 sqft (1.05 acres)
Garage Type	Attached
Garage Area	891 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1626517
Old Parcel Number	9427409008
Street Address	1454 SWEETWATER LN
City	BERTHOUD
State	CO
Zip	80513-8290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLK 1. RIVERSIDE FARM, 1ST FILING, (20030121788)
Legal Range	69
Legal Township	04
Legal Section	27
Legal Quarter	SE
Legal Subdivision	RIVERSIDE FARM, 1ST FILING, (20030121788
Legal Block	1
Legal Lot Number	8
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	1
Census Block	1010
Census Tract	2602

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1454 SWEETWATER LN, BERTHOUD, CO 80513-8290
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Feb 25, 2020	Grant Deed, Subdivision Related Transfer FIRST AMERICAN TITLE
Feb 15, 2017	Trustee's Deed, Transfer 511 MAGNOLIA INVESTMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2020 · Amount on Record
Deed Sale	Feb 25, 2020 · Amount on Record
Deed Document Number	20200012909
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1454 SWEETWATER LN, BERTHOUD, CO 80513-8290
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067459
Date	Aug 26, 2020
Instrument	20200067459

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	8.12%

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 25, 2020
Property Address	1454 SWEETWATER LN, BERTHOUD, CO 80513-8290
Document Number	0000012909
Instrument Date	Feb 14, 2020
Instrument	12909
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 10, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$23.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3571 ZINZER CT LOVELAND CO 805384902, LOVELAND, CO 80538-4902

February 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 15, 2017
Property Address	1454 SWEETWATER LN, BERTHOUD, CO 80513-8290
Document Number	0000010652
Instrument Date	Dec 20, 2016
Instrument	10652
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12656 WATERSIDE LN LONGMONT CO 805045252, LONGMONT, CO 80504-5252
Investor	Possibly a Property Investor

Mortgage

Document Number	10653
Date	Feb 15, 2017
Instrument	10653

Lender

Name	511 MAGNOLIA INVESTMENTS LLC
Address	PO BOX 1205, HOLMES BEACH, FL 34218-1205

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Feb 14, 2018

Interest

Rate	6%

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,072.00 (+0.8%)	$67,544 (-12.28%) Land $17,188 Building $50,356	$1,080,700 (-5.96%) Land $275,000 Building $805,700
2023	$7,016.00 (+75.97%)	$76,996 (+113.87%) Land $18,425 Building $58,571	$1,149,200 (+121.85%) Land $275,000 Building $874,200
2022	$3,987.00	$36,001 Land $14,817 Building $21,184	$518,000 Land $213,200 Building $304,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE THOMPSON WD serves 25,654 people · EPA ID CO0135477
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Hilltop Broadband Fixed Wireless	50 / 15
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, CenturyLink, T-Mobile, Xfinity.

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