1449 Sweetwater Ln, Berthoud, CO 80513 Property Records

Larimer County property record for 1449 Sweetwater Ln, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,813 sqft · built 2017
Lot Size	0.89 acres (38,803 sqft)
Owner	Individual Name on File
Last Sale	$788,239 (May 2018)
Tax Bill	$6,398 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`94274-09-005`

Property Details

APN / Parcel Number

Primary APN	`94274-09-005`
Alternative APN	`R1626514`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,813 sqft Living Area
Basement Area	1,202 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,803 sqft (0.89 acres)
Garage Type	Attached
Garage Area	890 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	791 sqft
Patio Area	459 sqft
Balcony	Balcony
Balcony Area	459 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1626514
Old Parcel Number	9427409005
Street Address	1449 SWEETWATER LN
City	BERTHOUD
State	CO
Zip	80513-8290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, BLK 1. RIVERSIDE FARM, 1ST FILING, (20030121788)
Legal Range	69
Legal Township	04
Legal Section	27
Legal Quarter	SE
Legal Subdivision	RIVERSIDE FARM, 1ST FILING, (20030121788
Legal Block	1
Legal Lot Number	5
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	1
Census Block	1010
Census Tract	2602

Owner

1449 Sweetwater Ln is owned and occupied by an individual who bought it in May 2018.

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1449 SWEETWATER LN, BERTHOUD, CO 80513-8290
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jul 5, 2019	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
May 4, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MAC5 MORTGAGE INC
Sep 25, 2017	Trustee's Deed, Construction Loan · Construction Mortgage GUARANTY BK
Feb 15, 2017	Trustee's Deed, Transfer 511 MAGNOLIA INVESTMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2018 · Amount on File
Deed Sale	May 4, 2018 · Amount on File
Deed Document Number	20180026246
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1449 SWEETWATER LN, BERTHOUD, CO 80513-8290
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098033
Date	Nov 24, 2020
Instrument	20200098033

Lender

Name	FIRST BANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1449 SWEETWATER LN, BERTHOUD, CO 80513-8290
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083111
Date	Oct 12, 2020
Instrument	20200083111

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1449 SWEETWATER LN, BERTHOUD, CO 80513-8290
Document Number	0000039477
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1449 SWEETWATER LN BERTHOUD CO 805138290, BERTHOUD, CO 80513-8290

Mortgage

Document Number	0000039477
Date	Jul 15, 2019
Instrument	39477

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 14, 2029

Interest

Rate Type	Adjustable Rate
Rate	5.5%

May 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 4, 2018
Property Address	1449 SWEETWATER LN, BERTHOUD, CO 80513-8290
Document Number	0000026246
Instrument Date	Apr 30, 2018
Instrument	20180026246
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78.82
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1449 SWEETWATER LN, BERTHOUD, CO 80513-8290

Mortgage

Document Number	0000026247
Date	May 4, 2018
Instrument	20180026247

Lender

Name	MAC5 MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 25, 2017
Property Address	1449 SWEETWATER LN, BERTHOUD, CO 80513-8290
Instrument Date	Sep 21, 2017
Instrument	64115
Transaction Type	Construction Loan
Record Updated	Oct 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12656 WATERSIDE LN LONGMONT CO 805045252, LONGMONT, CO 80504-5252

Mortgage

Document Number	0000064115
Date	Sep 25, 2017
Instrument	64115

Lender

Name	GUARANTY BK
Type	Bank
Address	DENVER, CO 80217

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 15, 2017
Property Address	1449 SWEETWATER LN, BERTHOUD, CO 80513-8290
Document Number	0000010652
Instrument Date	Dec 20, 2016
Instrument	10652
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12656 WATERSIDE LN LONGMONT CO 805045252, LONGMONT, CO 80504-5252
Investor	Possibly a Property Investor

Mortgage

Document Number	10653
Date	Feb 15, 2017
Instrument	10653

Lender

Name	511 MAGNOLIA INVESTMENTS LLC
Address	PO BOX 1205, HOLMES BEACH, FL 34218-1205

Agreement

Amount	Amount on Record
Term	12 Months
Due	Feb 14, 2018

Interest

Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 1449 Sweetwater Ln was $6,398.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,398.00	$60,188 Land $17,188 Building $43,000	$963,000 Land $275,000 Building $688,000
2023	$6,122.00 (+16.06%)	$66,317 (+30.2%) Land $18,425 Building $47,892	$989,800 (+35.05%) Land $275,000 Building $714,800
2022	$5,275.00	$50,936 Land $14,817 Building $36,119	$732,900 Land $213,200 Building $519,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1449 Sweetwater Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1449 Sweetwater Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE THOMPSON WD serves 25,654 people · EPA ID CO0135477
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Hilltop Broadband Fixed Wireless	50 / 15
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, CenturyLink, T-Mobile, Xfinity.

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