San Diego County property record for 1454 Moreno St, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,588 sqft · built 1953 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,350,000 (Jan 2026) |
| Tax Bill | $8,101 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage May 2025 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 152-231-23-00 |
| Primary APN | 152-231-23-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,588 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 6,200 sqft (0.142 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1523103000 |
|---|---|
| Street Address | 1454 MORENO ST |
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-5446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK A LOT 8 /EXC FRWY OP/ TR 002939 |
| Legal Subdivision | MARVIN VILLA |
| Legal Tract | 002939 |
| Legal Block | A |
| Legal Lot Number | 8 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 18101 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3761 BOUNDARY ST, SAN DIEGO, CA 92104-3854 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 17, 2024 | Deed of Trust, Mortgage · Conventional Mortgage LENDSURE MORTGAGE CORP |
| May 29, 2025 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jun 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A |
| Jan 16, 2026 | Grant Deed, Transfer · Conventional Mortgage US BANK NATIONAL ASSOCIATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Prior Sale | Apr 11, 2014 · Amount on Record |
| Deed Document Number | 202614425 |
| Prior Transfer Date | Feb 15, 1994 |
| Prior Transfer Doc | 0000373153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1454 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 1454 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Document Number | 0000280011 |
|---|---|
| Date | Oct 17, 2024 |
| Instrument | 2024-0280011 |
| Name | LENDSURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92128 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 10, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1454 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT |
| Name | Verified Name |
|---|---|
| Address | 1454 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Document Number | 0000142410 |
|---|---|
| Date | May 29, 2025 |
| Instrument | 2025-0142410 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 913 Months |
| Due | Jun 9, 2101 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 17, 2026 |
| Property Address | 1454 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Document Number | 0000173976 |
| Instrument Date | Jan 15, 2026 |
| Instrument | 2026173976 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 3761 BOUNDARY ST, SAN DIEGO, CA 92104-3854 |
| Investor | Possibly a Property Investor |
| Document Number | 0000173976, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 2026173976 |
| Name | U S BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 16, 2026 |
| Property Address | 1454 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Document Number | 0000014425 |
| Map Reference | MAP 2939 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2026-0014425 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3761 BOUNDARY ST, SAN DIEGO, CA 92104-3854 |
| Investor | Possibly a Property Investor |
| Document Number | 0000014426 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2026-0014426 |
| Name | US BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $740,703 (+2%) Land $422,242 Building $318,461 | |
| 2025 | $8,101.00 (+1.98%) Homeowner's exemption | $726,180 (+4.04%) Land $413,963 Building $312,217 |
| 2024 | $7,944.00 (+3.22%) | |
| 2023 | $7,696.00 (+1.56%) Homeowner's exemption | $697,985 Land $397,890 Building $300,095 |
| 2022 | $7,578.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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