1454 McWilliams Rd, Covington, TN 38019 Property Records

Tipton County property record for 1454 McWilliams Rd, Covington, TN 38019 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,182 sqft · built 1984
Lot Size	1.58 acres (68,825 sqft)
Owner	Owner Name on File
Tax Bill	$644 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084039 07504`

Property Details

APN / Parcel Number

Primary APN	`084039 07504`
Alternative APN	`039 07504`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	1,182 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1998
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	68,825 sqft (1.58 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	645 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1454 MCWILLIAMS RD
City	COVINGTON
State	TN
Zip	38019-6438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: C63
Legal Subdivision	ROCKY DURHAM
Legal Lot Number	1
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3022
Census Tract	40601

Owner

Source: Tipton County records · APN 084039 07504

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	1454 MCWILLIAMS RD, COVINGTON, TN 38019-6438
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Loan Modification, Mortgage · Conventional Mortgage BANK OF RIPLEY
Jul 20, 2018	Deed of Trust, Mortgage SOUTHERN SEC FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 22, 2005
Transfer Doc	122788
Record Updated	Jun 08, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	1454 MCWILLIAMS RD, COVINGTON, TN 38019-6438
Document Number	1875134
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 05, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	449 ROCKY BRANCH RD COVINGTON TN 380195305, COVINGTON, TN 38019-5305

Mortgage

Document Number	1875134
Date	Dec 14, 2020
Book Page	001875/000134
Instrument	239759

Lender

Name	BANK OF RIPLEY
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 13, 2025

Interest

Rate	4%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	1454 MCWILLIAMS RD, COVINGTON, TN 38019-6438
Document Number	176813
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	CLOSETRAK CLOSING AND TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1454 MCWILLIAMS RD COVINGTON TN 380196438, COVINGTON, TN 38019-6438

Mortgage

Document Number	176813
Date	Jul 30, 2018
Book Page	001768/000013
Instrument	215725

Lender

Name	SOUTHERN SEC FCU
Type	Credit Union
Address	COLLIERVILLE, TN 38017

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 29, 2033

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$644.00 (+6.62%)	$42,300 (-) Land $5,825 Building $36,475
2023		$42,300 Land $5,825 Building $36,475
2022	$604.00
2020			$169,200 Land $23,300 Building $145,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Aeneas Communications	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on McWilliams Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures