1218 McWilliams Rd, Covington, TN 38019 Property Records

Tipton County property record for 1218 McWilliams Rd, Covington, TN 38019

Property Summary

Property Type	Rural Home
Details	4 ba · 2,476 sqft · built 2018
Lot Size	11.3 acres (492,228 sqft)
Owner	Individual Name on Record
Last Sale	$327,697 (May 2018)
Tax Bill	$1,568 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084039 06906`

Property Details

APN / Parcel Number

Primary APN	`084039 06906`
Alternative APN	`039 06906`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,476 sqft Living Area
1st Floor Area	1,694 sqft
Attic Area	240 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	492,228 sqft (11.3 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1218 MCWILLIAMS RD
City	COVINGTON
State	TN
Zip	38019-6434
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DIST:02 MAP REF:039
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3022
Census Tract	40601

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1218 MCWILLIAMS RD, COVINGTON, TN 38019-6434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP
May 2, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Deed Document Number	213380
Deed Book / Page	1758 / 467
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	1218 MCWILLIAMS RD, COVINGTON, TN 38019-6434
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001855160
Date	Aug 5, 2020
Book Page	1855/160
Instrument	235694

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	May 2, 2018
Property Address	1218 MCWILLIAMS RD, COVINGTON, TN 38019-6434
Document Number	0001758467
Book / Page	1758 / 467
Instrument Date	Apr 27, 2018
Instrument	213380
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 MCWILLIAMS RD, COVINGTON, TN 38019-6434

Mortgage

Document Number	0001758470
Date	May 2, 2018
Book Page	1758/470
Instrument	213381

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,568.00 (+6.45%) Additional exemption filed	$103,050 (-) Land $7,100 Building $95,950
2023		$103,050 Land $7,100 Building $95,950
2022	$1,473.00
2020			$455,800 Land $72,000 Building $383,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

May also be available: Xfinity.

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